Petroleum Heat and Power 401(k) match, vesting and fees
What Petroleum Heat and Power's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Pkf O'Connor Davies, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 126 defined-contribution plans in retail trade with 1,000 to 4,999 participants.
| Petroleum Heat and Power: employer contribution per participant | $2,709 | |
| Peer median | $996 |
| Petroleum Heat and Power: average balance | $117,704 | |
| Peer median | $47,401 |
| Petroleum Heat and Power: admin expenses ÷ assets | 0.11% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $341M at the end of plan year 2021 to $395M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 3,882 | $395M | $9.1M | $2,709 | 0.11% | Not published | Form 5500 ↗ |
| 2024 | 3,828 | $352M | $8.7M | $2,569 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 3,344 | $316M | $8.4M | $2,550 | 0.12% | Not published | Form 5500 ↗ |
| 2022 | 3,383 | $274M | $8.4M | $2,508 | 0.08% | Not published | Form 5500 ↗ |
| 2021 | 3,431 | $341M | $8.2M | $2,429 | 0.01% | Not published | Form 5500 ↗ |
Other Petroleum Heat and Power plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Petroleum Heat and Power Co., Inc. Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Pkf O'Connor Davies LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Petroleum Heat and Power Co., Inc. Pension Plan for Hourly Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Petroleum Heat and Power match 401(k) contributions?
The match terms for the Retirement Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $9.1M in employer contributions, about $2,709 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Petroleum Heat and Power 401(k) match vested?
The vesting schedule for the Retirement Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Petroleum Heat and Power 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Petroleum Heat and Power Co., Inc..
I left Petroleum Heat and Power. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Petroleum Heat and Power Co., Inc., (203) 325-5430) or the recordkeeper, Fidelity Investments Institutional. The Petroleum Heat and Power old 401(k) page lists the contacts from every plan filing. Find an old Petroleum Heat and Power 401(k)
Data from the public Form 5500 annual reports Petroleum Heat and Power filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Petroleum Heat and Power. Not financial advice. Report a correction · Methodology