Pharma-Bio Serv PR, Inc. Association 401(k) match, vesting and fees
What Pharma-Bio Serv PR, Inc. Association's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Ins. Co. of America | 2024 Schedule C ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Form 5500-SF ↗ |
The recordkeeper is from the plan year 2024 filing, the latest that names one. The other rows are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 146,150 defined-contribution plans in professional, scientific, and technical services with fewer than 100 participants.
| Pharma-Bio Serv PR, Inc. Association: employer contribution per participant | — | |
| Peer median | $2,267 |
| Pharma-Bio Serv PR, Inc. Association: average balance | $73,915 | |
| Peer median | $64,582 |
| Pharma-Bio Serv PR, Inc. Association: admin expenses ÷ assets | 0.78% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $4.2M at the end of plan year 2021 to $5.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 109 | $5.4M | — | — | 0.78% | Not published | 5500-SF ↗ |
| 2024 | 95 | $4.7M | $84K | $1,128 | 0.77% | Not published | Form 5500 ↗ |
| 2023 | 109 | $3.9M | $121K | $1,566 | 0.78% | Not published | Form 5500 ↗ |
| 2022 | 140 | $3.5M | $125K | $1,492 | 0.76% | Not published | Form 5500 ↗ |
| 2021 | 122 | $4.2M | $128K | $1,523 | 0.74% | Not published | Form 5500 ↗ |
Other Pharma-Bio Serv PR, Inc. Association plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Pharma-Bio Serv Pr, Inc. Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Ins. Co. of America | Schedule C ↗ |
| Independent auditor | Crowe Pr, Psc (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does Pharma-Bio Serv PR, Inc. Association match 401(k) contributions?
The match terms for the Pharma-Bio Serv Pr, Inc. Retirement Plan Employees' Pension Plan have not been published from its filing yet.
When is the Pharma-Bio Serv PR, Inc. Association 401(k) match vested?
The vesting schedule for the Pharma-Bio Serv Pr, Inc. Retirement Plan Employees' Pension Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Pharma-Bio Serv PR, Inc. Association 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Ins. Co. of America. The plan administrator is Pharma-Bio Serv Pr, Inc. Association.
I left Pharma-Bio Serv PR, Inc. Association. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pharma-Bio Serv Pr, Inc. Association, (787) 278-2709) or the recordkeeper, Empower Annuity Ins. Co. of America. The Pharma-Bio Serv PR, Inc. Association old 401(k) page lists the contacts from every plan filing. Find an old Pharma-Bio Serv PR, Inc. Association 401(k)
Data from the public Form 5500 annual reports Pharma-Bio Serv PR, Inc. Association filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Pharma-Bio Serv PR, Inc. Association. Not financial advice. Report a correction · Methodology