Find an old Plumbers & Pipefitters Local No.45 Union No. 45 Retirement Plan 401(k)

Who to contact about an account in each of the 2 Plumbers & Pipefitters Local No.45 Union No. 45 Retirement Plan plans, from the filings. Free, no sign-up, no Social Security number.

Plumbers & Pipefitters Local No. 45 Retirement Savings Plan

Plumbers & Pipefitters Local No.45 Union No. 45 Retirement Plan · Plan 002 · EIN 51-0165113 · St. Joseph, MO

Active · plan year 2024 filingProfit-sharing
Plan administratorPlumbers & Pipefitters Local No.45 Retirement Savings Plan Board of
2329 South 22nd Street, St. Joseph, MO 64503
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances0 separated participants still had money in the planForm 5500 ↗

Plumbers and Pipefitters Local Union No. 45 Retirement Plan

Plumbers and Pipefitters Local Union No. 45 Retirement Plan · Plan 001 · EIN 51-0165113 · St. Joseph, MO

Active · plan year 2024 filingPension (defined benefit)
Plan administratorPlumbers and Pipefitters Local Union No. 45 Retirement Plan
2329 South 22nd Street, St. Joseph, MO 64503
Form 5500 ↗
Recordkeeper (who holds the accounts)The Cottonwood GroupSchedule C ↗
Former employees with balances13 separated participants still had money in the planForm 5500 ↗

Plumbers & Pipefitters Local No.45 Union No. 45 Retirement Plan 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Plumbers & Pipefitters Local No.45 Union No. 45 Retirement Plan 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Plumbers & Pipefitters Local No.45 Retirement Savings Plan Board of, (816) 279-5534. Have your Social Security number and dates of employment ready.

What is the Plumbers & Pipefitters Local No.45 Union No. 45 Retirement Plan 401(k) phone number?

The plan administrator phone number on the plan year 2024 filing is (816) 279-5534.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Plumbers & Pipefitters Local No.45 Union No. 45 Retirement Plan and does not hold accounts. Not financial advice. Report a correction