Plus International Bank 401(k) match, vesting and fees
What Plus International Bank's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Newport Group, Inc. | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 655 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Plus International Bank: employer contribution per participant | $4,149 | |
| Peer median | $2,935 |
| Plus International Bank: average balance | $268,194 | |
| Peer median | $92,770 |
| Plus International Bank: admin expenses ÷ assets | 0.10% | |
| Peer median | 0.15% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $157M at the end of plan year 2022 to $162M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 674 | $162M | $2.5M | $4,149 | 0.10% | Not published | Form 5500 ↗ |
| 2023 | 687 | $148M | $2.4M | $3,846 | 0.14% | Not published | Form 5500 ↗ |
| 2022 | 1,273 | $157M | $445K | $349 | 0.00% | Not published | Form 5500 ↗ |
Other Plus International Bank plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Plus International Bank 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Plus International Bank match 401(k) contributions?
The match terms for the Employees' Incentive Savings Plan of Emigrant Bank have not been published from its filing yet. The plan year 2024 filing reports $2.5M in employer contributions, about $4,149 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Plus International Bank 401(k) match vested?
The vesting schedule for the Employees' Incentive Savings Plan of Emigrant Bank is not in the data published so far. Your Summary Plan Description states it.
Who manages the Plus International Bank 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Newport Group, Inc.. The plan administrator is Emigrant Bank.
I left Plus International Bank. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Emigrant Bank, (305) 373-5500) or the recordkeeper, Newport Group, Inc.. The Plus International Bank old 401(k) page lists the contacts from every plan filing. Find an old Plus International Bank 401(k)
Data from the public Form 5500 annual reports Plus International Bank filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Plus International Bank. Not financial advice. Report a correction · Methodology