PMG Carolinas 401(k) match, vesting and fees
What PMG Carolinas' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Cape Fear Securities, Inc | Schedule C ↗ |
| Independent auditor | Forvis Mazars LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.
| PMG Carolinas: employer contribution per participant | $740 | |
| Peer median | $1,247 |
| PMG Carolinas: average balance | $26,066 | |
| Peer median | $56,979 |
| PMG Carolinas: admin expenses ÷ assets | 0.60% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.9M at the end of plan year 2022 to $3.6M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 256 | $3.6M | $103K | $740 | 0.60% | Not published | Form 5500 ↗ |
| 2024 | 258 | $6.6M | $165K | $1,045 | 0.66% | Not published | Form 5500 ↗ |
| 2023 | 191 | $6.2M | $85K | $554 | 0.55% | Not published | 5500-SF ↗ |
| 2022 | 102 | $5.9M | $135K | $1,760 | 0.52% | Not published | 5500-SF ↗ |
Common questions
Does PMG Carolinas match 401(k) contributions?
The match terms for the Pmg Carolinas, LLC 401(k) Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $103K in employer contributions, about $740 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the PMG Carolinas 401(k) match vested?
The vesting schedule for the Pmg Carolinas, LLC 401(k) Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the PMG Carolinas 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Cape Fear Securities, Inc. The plan administrator is Pmg Carolinas, LLC.
I left PMG Carolinas. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Pmg Carolinas, LLC, (910) 483-5137) or the recordkeeper, Cape Fear Securities, Inc. The PMG Carolinas old 401(k) page lists the contacts from every plan filing. Find an old PMG Carolinas 401(k)
Data from the public Form 5500 annual reports PMG Carolinas filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with PMG Carolinas. Not financial advice. Report a correction · Methodology