Prosper Marketplace 401(k) match, vesting and fees
What Prosper Marketplace's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Portico Wealth Advisors, LLC | Schedule C ↗ |
| Independent auditor | Miller Kaplan Arase LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 208 defined-contribution plans in finance and insurance with 500 to 999 participants.
| Prosper Marketplace: employer contribution per participant | — | |
| Peer median | $3,090 |
| Prosper Marketplace: average balance | $108,796 | |
| Peer median | $119,169 |
| Prosper Marketplace: admin expenses ÷ assets | 0.12% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $43.8M at the end of plan year 2021 to $72.1M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 686 | $72.1M | — | — | 0.12% | Not published | Form 5500 ↗ |
| 2024 | 713 | $61.2M | $274K | $396 | 0.17% | Not published | Form 5500 ↗ |
| 2023 | 813 | $53.7M | $2.9M | $3,677 | 0.16% | Not published | Form 5500 ↗ |
| 2022 | 832 | $40.4M | $2.7M | $3,282 | 0.17% | Not published | Form 5500 ↗ |
| 2021 | 701 | $43.8M | $1.9M | $2,781 | 0.17% | Not published | Form 5500 ↗ |
Common questions
Does Prosper Marketplace match 401(k) contributions?
The match terms for the Prosper Marketplace, Inc. 401(k) Plan have not been published from its filing yet.
When is the Prosper Marketplace 401(k) match vested?
The vesting schedule for the Prosper Marketplace, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Prosper Marketplace 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Portico Wealth Advisors, LLC. The plan administrator is Prosper Marketplace, Inc..
I left Prosper Marketplace. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Prosper Marketplace, Inc., (415) 528-6846) or the recordkeeper, Portico Wealth Advisors, LLC. The Prosper Marketplace old 401(k) page lists the contacts from every plan filing. Find an old Prosper Marketplace 401(k)
Data from the public Form 5500 annual reports Prosper Marketplace filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Prosper Marketplace. Not financial advice. Report a correction · Methodology