R.C. Willey Home Furnishings 401(k) match, vesting and fees
What R.C. Willey Home Furnishings' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Tanner LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 126 defined-contribution plans in retail trade with 1,000 to 4,999 participants.
| R.C. Willey Home Furnishings: employer contribution per participant | $2,121 | |
| Peer median | $996 |
| R.C. Willey Home Furnishings: average balance | $131,133 | |
| Peer median | $47,401 |
| R.C. Willey Home Furnishings: admin expenses ÷ assets | 0.14% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $172M at the end of plan year 2021 to $207M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 2,599 | $207M | $3.3M | $2,121 | 0.14% | Not published | Form 5500 ↗ |
| 2024 | 2,645 | $187M | $3.4M | $2,147 | 0.13% | Not published | Form 5500 ↗ |
| 2023 | 2,384 | $167M | $3.6M | $2,172 | 0.15% | Not published | Form 5500 ↗ |
| 2022 | 2,473 | $142M | $3.9M | $2,288 | 0.15% | Not published | Form 5500 ↗ |
| 2021 | 2,412 | $172M | $3.1M | $1,834 | 0.13% | Not published | Form 5500 ↗ |
Common questions
Does R.C. Willey Home Furnishings match 401(k) contributions?
The match terms for the R.C. Willey Home Furnishings Combined Retirement Investment Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $3.3M in employer contributions, about $2,121 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the R.C. Willey Home Furnishings 401(k) match vested?
The vesting schedule for the R.C. Willey Home Furnishings Combined Retirement Investment Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the R.C. Willey Home Furnishings 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is R.C. Willey Home Furnishings.
I left R.C. Willey Home Furnishings. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (R.C. Willey Home Furnishings, (801) 461-3900) or the recordkeeper, Fidelity Investments Institutional. The R.C. Willey Home Furnishings old 401(k) page lists the contacts from every plan filing. Find an old R.C. Willey Home Furnishings 401(k)
Data from the public Form 5500 annual reports R.C. Willey Home Furnishings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with R.C. Willey Home Furnishings. Not financial advice. Report a correction · Methodology