Rainbow Tree 401(k) match, vesting and fees
What Rainbow Tree's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Alerus Financial, N.A. | Schedule C ↗ |
| Independent auditor | Boulay, Pllp (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,446 defined-contribution plans in administrative, support and waste management services with 100 to 499 participants.
| Rainbow Tree: employer contribution per participant | $1,544 | |
| Peer median | $1,495 |
| Rainbow Tree: average balance | $52,851 | |
| Peer median | $34,563 |
| Rainbow Tree: admin expenses ÷ assets | 0.25% | |
| Peer median | 0.51% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10.8M at the end of plan year 2021 to $15.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 346 | $15.9M | $465K | $1,544 | 0.25% | Not published | Form 5500 ↗ |
| 2023 | 336 | $12.9M | $474K | $1,560 | 0.29% | Not published | Form 5500 ↗ |
| 2022 | 428 | $9.8M | $529K | $1,358 | 0.36% | Not published | Form 5500 ↗ |
| 2021 | 382 | $10.8M | $569K | $1,750 | 0.30% | Not published | Form 5500 ↗ |
Other Rainbow Tree plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Rainbow Tree Company Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Boulay, Pllp (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Rainbow Tree match 401(k) contributions?
The match terms for the Rainbow Tree Company 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $465K in employer contributions, about $1,544 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Rainbow Tree 401(k) match vested?
The vesting schedule for the Rainbow Tree Company 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Rainbow Tree 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Alerus Financial, N.A.. The plan administrator is Rainbow Tree Company.
I left Rainbow Tree. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Rainbow Tree Company, (952) 252-0557) or the recordkeeper, Alerus Financial, N.A.. The Rainbow Tree old 401(k) page lists the contacts from every plan filing. Find an old Rainbow Tree 401(k)
Data from the public Form 5500 annual reports Rainbow Tree filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rainbow Tree. Not financial advice. Report a correction · Methodology