Find an old Raley's 401(k)

Who to contact about an account in each of the 3 Raley's plans, from the filings. Free, no sign-up, no Social Security number.

Raley'S 401(k) Retirement Savings Plan

Raley'S · Plan 012 · EIN 94-1316611 · West Sacramento, CA

Active · plan year 2024 filing401(k)
Plan administratorRaley'S
500 W Capitol Ave, West Sacramento, CA 95605
Form 5500 ↗
Recordkeeper (who holds the accounts)Principal Life Insurance CompanySchedule C ↗
Former employees with balances2,096 separated participants still had money in the planForm 5500 ↗

Raley'S Pension Plan

Raley'S · Plan 010 · EIN 94-1316611 · West Sacramento, CA

Active · plan year 2024 filingPension (defined benefit)
Plan administratorRaley'S
500 W Capitol Ave, West Sacramento, CA 95605-2624
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances1,370 separated participants still had money in the planForm 5500 ↗

Raley'S Group Pension Plan

Raley'S · Plan 011 · EIN 94-1316611 · West Sacramento, CA

Active · plan year 2024 filingPension (defined benefit)
Plan administratorRaley'S
500 W Capitol Ave, West Sacramento, CA 95605-2624
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances687 separated participants still had money in the planForm 5500 ↗

Raley's 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Raley's 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Raley'S, (916) 376-6811. The accounts are held by the recordkeeper, Principal Life Insurance Company. Have your Social Security number and dates of employment ready.

What is the Raley's 401(k) phone number?

The plan administrator phone number on the plan year 2024 filing is (916) 376-6811.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Raley's and does not hold accounts. Not financial advice. Report a correction