Rayonier Operating 401(k) match, vesting and fees
What Rayonier Operating's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Crowe, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 434 defined-contribution plans in manufacturing with 1,000 to 4,999 participants.
| Rayonier Operating: employer contribution per participant | $2,246 | |
| Peer median | $2,591 |
| Rayonier Operating: average balance | $69,853 | |
| Peer median | $102,504 |
| Rayonier Operating: admin expenses ÷ assets | 0.25% | |
| Peer median | 0.11% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $82.6M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,208 | $82.6M | $2.7M | $2,246 | 0.25% | Not published | Form 5500 ↗ |
Other Rayonier Operating plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Potlatchdeltic Salaried 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Crowe LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Rayonier Operating match 401(k) contributions?
The match terms for the Potlatchdeltic Hourly 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $2.7M in employer contributions, about $2,246 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Rayonier Operating 401(k) match vested?
The vesting schedule for the Potlatchdeltic Hourly 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Rayonier Operating 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company. The plan administrator is Rayonier Operating Company LLC.
I left Rayonier Operating. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Rayonier Operating Company LLC, (509) 835-1500) or the recordkeeper, Empower Annuity Insurance Company. The Rayonier Operating old 401(k) page lists the contacts from every plan filing. Find an old Rayonier Operating 401(k)
Data from the public Form 5500 annual reports Rayonier Operating filed with the U.S. Department of Labor (plan years 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rayonier Operating. Not financial advice. Report a correction · Methodology