Real Alloy Specification 401(k) match, vesting and fees
What Real Alloy Specification's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Pension Assurance LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.
| Real Alloy Specification: employer contribution per participant | $1,428 | |
| Peer median | $1,847 |
| Real Alloy Specification: average balance | $36,198 | |
| Peer median | $65,512 |
| Real Alloy Specification: admin expenses ÷ assets | 0.31% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $4.7M at the end of plan year 2021 to $3.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 107 | $3.9M | $153K | $1,428 | 0.31% | Not published | Form 5500 ↗ |
| 2023 | 126 | $3.5M | $65K | $527 | 0.26% | Not published | 5500-SF ↗ |
| 2022 | 96 | $3.2M | $101K | $1,093 | 0.12% | Not published | Form 5500 ↗ |
| 2021 | 105 | $4.7M | $139K | $1,362 | 0.11% | Not published | Form 5500 ↗ |
Common questions
Does Real Alloy Specification match 401(k) contributions?
The match terms for the Real Alloy Specification Hourly Union Savings Plan for Wabash Union have not been published from its filing yet. The plan year 2024 filing reports $153K in employer contributions, about $1,428 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Real Alloy Specification 401(k) match vested?
The vesting schedule for the Real Alloy Specification Hourly Union Savings Plan for Wabash Union is not in the data published so far. Your Summary Plan Description states it.
Who manages the Real Alloy Specification 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Principal Life Insurance Company. The plan administrator is Real Alloy Specification, LLC.
I left Real Alloy Specification. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Real Alloy Specification, LLC, (216) 755-8826) or the recordkeeper, Principal Life Insurance Company. The Real Alloy Specification old 401(k) page lists the contacts from every plan filing. Find an old Real Alloy Specification 401(k)
Data from the public Form 5500 annual reports Real Alloy Specification filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Real Alloy Specification. Not financial advice. Report a correction · Methodology