Red Dot 401(k) match, vesting and fees
What Red Dot's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Texas Bank and Trust Company | Schedule C ↗ |
| Independent auditor | Henry & Peters, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 8,908 defined-contribution plans in manufacturing with 100 to 499 participants.
| Red Dot: employer contribution per participant | $3,399 | |
| Peer median | $1,847 |
| Red Dot: average balance | $84,221 | |
| Peer median | $65,512 |
| Red Dot: admin expenses ÷ assets | 0.26% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8.7M at the end of plan year 2021 to $12.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 299 | $12.5M | $506K | $3,399 | 0.26% | Not published | Form 5500 ↗ |
| 2023 | 248 | $10.7M | $463K | $3,590 | 0.29% | Not published | Form 5500 ↗ |
| 2022 | 305 | $8M | $360K | $2,748 | 0.31% | Not published | Form 5500 ↗ |
| 2021 | 191 | $8.7M | $279K | $2,211 | 0.31% | Not published | Form 5500 ↗ |
Common questions
Does Red Dot match 401(k) contributions?
The match terms for the Red Dot Employee Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $506K in employer contributions, about $3,399 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Red Dot 401(k) match vested?
The vesting schedule for the Red Dot Employee Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Red Dot 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Texas Bank and Trust Company. The plan administrator is Red Dot LLC.
I left Red Dot. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Red Dot LLC, (903) 675-9181) or the recordkeeper, Texas Bank and Trust Company. The Red Dot old 401(k) page lists the contacts from every plan filing. Find an old Red Dot 401(k)
Data from the public Form 5500 annual reports Red Dot filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Red Dot. Not financial advice. Report a correction · Methodology