Rental Concepts 401(k) match, vesting and fees
What Rental Concepts' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Ellsworth Advisors, LLC | Schedule C ↗ |
| Independent auditor | Cohen & Company Ltd (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,409 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Rental Concepts: employer contribution per participant | $2,053 | |
| Peer median | $2,868 |
| Rental Concepts: average balance | $44,279 | |
| Peer median | $95,281 |
| Rental Concepts: admin expenses ÷ assets | 0.28% | |
| Peer median | 0.22% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $15M at the end of plan year 2021 to $20.2M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 463 | $20.2M | $936K | $2,053 | 0.28% | Not published | Form 5500 ↗ |
| 2023 | 318 | $16.8M | $806K | $2,542 | 0.23% | Not published | Form 5500 ↗ |
| 2022 | 260 | $14.5M | $600K | $2,327 | 0.23% | Not published | Form 5500 ↗ |
| 2021 | 189 | $15M | $507K | $2,680 | 0.23% | Not published | Form 5500 ↗ |
Common questions
Does Rental Concepts match 401(k) contributions?
The match terms for the Rental Concepts, Inc. Profit Sharing Plan and Trust have not been published from its filing yet. The plan year 2024 filing reports $936K in employer contributions, about $2,053 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Rental Concepts 401(k) match vested?
The vesting schedule for the Rental Concepts, Inc. Profit Sharing Plan and Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Rental Concepts 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Ellsworth Advisors, LLC. The plan administrator is Rental Concepts, Inc..
I left Rental Concepts. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Rental Concepts, Inc., (216) 525-3870) or the recordkeeper, Ellsworth Advisors, LLC. The Rental Concepts old 401(k) page lists the contacts from every plan filing. Find an old Rental Concepts 401(k)
Data from the public Form 5500 annual reports Rental Concepts filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rental Concepts. Not financial advice. Report a correction · Methodology