Retirement Unlimited 401(k) match, vesting and fees
What Retirement Unlimited's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Pcs Retirement, LLC | Schedule C ↗ |
| Independent auditor | Pension Assurance LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 1,380 defined-contribution plans in health care and social assistance with 500 to 999 participants.
| Retirement Unlimited: employer contribution per participant | $741 | |
| Peer median | $1,337 |
| Retirement Unlimited: average balance | $25,842 | |
| Peer median | $35,764 |
| Retirement Unlimited: admin expenses ÷ assets | 1.22% | |
| Peer median | 0.32% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10M at the end of plan year 2021 to $13.3M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,452 | $13.3M | $382K | $741 | 1.22% | Not published | Form 5500 ↗ |
| 2023 | 2,074 | $12M | $371K | $984 | 1.44% | Not published | Form 5500 ↗ |
| 2022 | 2,074 | $9.9M | $278K | $737 | 0.65% | Not published | Form 5500 ↗ |
| 2021 | 1,706 | $10M | $270K | $667 | 0.63% | Not published | Form 5500 ↗ |
Common questions
Does Retirement Unlimited match 401(k) contributions?
The match terms for the Retirement Unlimited 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $382K in employer contributions, about $741 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Retirement Unlimited 401(k) match vested?
The vesting schedule for the Retirement Unlimited 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Retirement Unlimited 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Pcs Retirement, LLC. The plan administrator is Retirement Unlimited, Inc..
I left Retirement Unlimited. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Retirement Unlimited, Inc., (540) 774-4433) or the recordkeeper, Pcs Retirement, LLC. The Retirement Unlimited old 401(k) page lists the contacts from every plan filing. Find an old Retirement Unlimited 401(k)
Data from the public Form 5500 annual reports Retirement Unlimited filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Retirement Unlimited. Not financial advice. Report a correction · Methodology