Reynolds American 401(k) match, vesting and fees
What Reynolds American's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments | Schedule C ↗ |
| Independent auditor | Cbiz Cpas P.C. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 283 defined-contribution plans in manufacturing with 5,000 to 9,999 participants.
| Reynolds American: employer contribution per participant | $4,698 | |
| Peer median | $2,895 |
| Reynolds American: average balance | $246,922 | |
| Peer median | $115,263 |
| Reynolds American: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $2.2B at the end of plan year 2021 to $2B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 8,223 | $2B | $38.5M | $4,698 | 0.02% | Not published | Form 5500 ↗ |
| 2023 | 8,112 | $1.9B | $34.5M | $4,263 | 0.02% | Not published | Form 5500 ↗ |
| 2022 | 8,517 | $1.8B | $38.4M | $4,519 | 0.02% | Not published | Form 5500 ↗ |
| 2021 | 8,751 | $2.2B | $41.9M | $4,802 | 0.02% | Not published | Form 5500 ↗ |
Other Reynolds American plans (4)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Puerto Rico Savings & Investment Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Reynolds and Affiliates Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Cbiz Cpas P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Puerto Rico Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Cbiz Cpas P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Reynolds American Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Mayer Hoffman Mccann P. C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Reynolds American match 401(k) contributions?
The match terms for the Rai 401k Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $38.5M in employer contributions, about $4,698 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Reynolds American 401(k) match vested?
The vesting schedule for the Rai 401k Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Reynolds American 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments. The plan administrator is Rai Employee Benefits Committee Reynolds American Inc..
I left Reynolds American. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Rai Employee Benefits Committee Reynolds American Inc., (336) 741-0966) or the recordkeeper, Fidelity Investments. The Reynolds American old 401(k) page lists the contacts from every plan filing. Find an old Reynolds American 401(k)
Data from the public Form 5500 annual reports Reynolds American filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Reynolds American. Not financial advice. Report a correction · Methodology