Rich Products 401(k) match, vesting and fees
What Rich Products' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Life & Annuity Insurance Co | Schedule C ↗ |
| Independent auditor | Chiampou Travis Besaw &Kershner LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 283 defined-contribution plans in manufacturing with 5,000 to 9,999 participants.
| Rich Products: employer contribution per participant | $2,656 | |
| Peer median | $2,895 |
| Rich Products: average balance | $96,405 | |
| Peer median | $115,263 |
| Rich Products: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.08% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $738M at the end of plan year 2021 to $769M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 11,560 | $769M | $21.2M | $2,656 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 7,742 | $722M | $18.4M | $2,416 | 0.07% | Not published | Form 5500 ↗ |
| 2022 | 7,824 | $614M | $18.6M | $2,413 | 0.07% | Not published | Form 5500 ↗ |
| 2021 | 7,270 | $738M | $16.3M | $2,286 | 0.07% | Not published | Form 5500 ↗ |
Other Rich Products plans (2)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Rich'S 401(k) Hourly Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Life & Annuity Insurance Co | Schedule C ↗ |
| Independent auditor | Chiampou Travis Besaw &Kershner LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Christie Cookie 401(k) Savings Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | 401(k) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Rich Products match 401(k) contributions?
The match terms for the Rich'S 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $21.2M in employer contributions, about $2,656 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Rich Products 401(k) match vested?
The vesting schedule for the Rich'S 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Rich Products 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Life & Annuity Insurance Co. The plan administrator is Retirement and Pension Committee C/O HR Benefits Team.
I left Rich Products. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Retirement and Pension Committee C/O HR Benefits Team, (716) 878-8000) or the recordkeeper, Empower Life & Annuity Insurance Co. The Rich Products old 401(k) page lists the contacts from every plan filing. Find an old Rich Products 401(k)
Data from the public Form 5500 annual reports Rich Products filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rich Products. Not financial advice. Report a correction · Methodology