Richard Design Services 401(k) match, vesting and fees
What Richard Design Services' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Life Insurance Company | Schedule C ↗ |
| Independent auditor | Lawrence, Blackburn, Meek, Maxey & (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,287 defined-contribution plans in professional, scientific, and technical services with 500 to 999 participants.
| Richard Design Services: employer contribution per participant | $2,923 | |
| Peer median | $2,600 |
| Richard Design Services: average balance | $170,923 | |
| Peer median | $84,124 |
| Richard Design Services: admin expenses ÷ assets | 0.28% | |
| Peer median | 0.17% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $96.6M at the end of plan year 2021 to $104M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 796 | $104M | $1.8M | $2,923 | 0.28% | Not published | Form 5500 ↗ |
| 2023 | 796 | $91.7M | $1.5M | $2,372 | 0.27% | Not published | Form 5500 ↗ |
| 2022 | 819 | $79.6M | $1.7M | $2,594 | 0.25% | Not published | Form 5500 ↗ |
| 2021 | 772 | $96.6M | $1.8M | $2,856 | 0.28% | Not published | Form 5500 ↗ |
Other Richard Design Services plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Richard Design Services, Inc. Field & Craft Regular 401(k) Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Life Insurance Company | Schedule C ↗ |
| Independent auditor | Lawrence, Blackburn, Meek, Maxey & (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
Common questions
Does Richard Design Services match 401(k) contributions?
The match terms for the Richard Design Services, Inc. - Full-Time Regular 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $1.8M in employer contributions, about $2,923 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Richard Design Services 401(k) match vested?
The vesting schedule for the Richard Design Services, Inc. - Full-Time Regular 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Richard Design Services 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is John Hancock Life Insurance Company. The plan administrator is Richard Design Services, Inc..
I left Richard Design Services. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Richard Design Services, Inc., (409) 727-3881) or the recordkeeper, John Hancock Life Insurance Company. The Richard Design Services old 401(k) page lists the contacts from every plan filing. Find an old Richard Design Services 401(k)
Data from the public Form 5500 annual reports Richard Design Services filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Richard Design Services. Not financial advice. Report a correction · Methodology