Rio Tinto America 401(k) match, vesting and fees
What Rio Tinto America's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity Insurance Company | Schedule C ↗ |
| Independent auditor | Bdo USA, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 89 defined-contribution plans in mining, quarrying, and oil and gas extraction with 1,000 to 4,999 participants.
| Rio Tinto America: employer contribution per participant | $9,027 | |
| Peer median | $4,558 |
| Rio Tinto America: average balance | $220,190 | |
| Peer median | $124,843 |
| Rio Tinto America: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.07% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $624M at the end of plan year 2021 to $687M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 3,300 | $687M | $28.2M | $9,027 | 0.02% | Not published | Form 5500 ↗ |
| 2023 | 3,205 | $615M | $25.5M | $8,076 | 0.04% | Not published | Form 5500 ↗ |
| 2022 | 3,003 | $517M | $20.8M | $6,930 | 0.03% | Not published | Form 5500 ↗ |
| 2021 | 2,708 | $624M | $17.2M | $6,336 | 0.03% | Not published | Form 5500 ↗ |
Other Rio Tinto America plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Rio Tinto America Inc. Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Bdo Usa,p.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Rio Tinto America match 401(k) contributions?
The match terms for the Rio Tinto America Inc. 401(k) Savings Plan and Investment Partnership Plan have not been published from its filing yet. The plan year 2024 filing reports $28.2M in employer contributions, about $9,027 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Rio Tinto America 401(k) match vested?
The vesting schedule for the Rio Tinto America Inc. 401(k) Savings Plan and Investment Partnership Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Rio Tinto America 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Rio Tinto America Inc. Benefits Governance Committee.
I left Rio Tinto America. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Rio Tinto America Inc. Benefits Governance Committee, (801) 204-2000) or the recordkeeper, Empower Annuity Insurance Company. The Rio Tinto America old 401(k) page lists the contacts from every plan filing. Find an old Rio Tinto America 401(k)
Data from the public Form 5500 annual reports Rio Tinto America filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rio Tinto America. Not financial advice. Report a correction · Methodology