Rithm Capital 401(k) match, vesting and fees
What Rithm Capital's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Baker Tilly US, LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2023 medians for 119 defined-contribution plans in finance and insurance with 5,000 to 9,999 participants.
| Rithm Capital: employer contribution per participant | $1,227 | |
| Peer median | $3,001 |
| Rithm Capital: average balance | $57,631 | |
| Peer median | $104,318 |
| Rithm Capital: admin expenses ÷ assets | 0.14% | |
| Peer median | 0.07% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $429M at the end of plan year 2021 to $437M at the end of plan year 2023.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2023 | 7,710 | $437M | $9.3M | $1,227 | 0.14% | Not published | Form 5500 ↗ |
| 2022 | 9,205 | $446M | $20.9M | $2,392 | 0.17% | Not published | Form 5500 ↗ |
| 2021 | 8,283 | $429M | $17.4M | $2,176 | 0.21% | Not published | Form 5500 ↗ |
Common questions
Does Rithm Capital match 401(k) contributions?
The match terms for the Rithm Capital Family of Companies 401(k) Plan have not been published from its filing yet. The plan year 2023 filing reports $9.3M in employer contributions, about $1,227 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Rithm Capital 401(k) match vested?
The vesting schedule for the Rithm Capital Family of Companies 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Rithm Capital 401(k)?
The recordkeeper listed on Schedule C of the plan year 2023 filing is Principal Life Insurance Company. The plan administrator is Rithm Capital LLC.
I left Rithm Capital. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Rithm Capital LLC, (469) 470-3610) or the recordkeeper, Principal Life Insurance Company. The Rithm Capital old 401(k) page lists the contacts from every plan filing. Find an old Rithm Capital 401(k)
Data from the public Form 5500 annual reports Rithm Capital filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rithm Capital. Not financial advice. Report a correction · Methodology