Riverside Contracting 401(k) match, vesting and fees

Plan year 2024 filingMontana Contractors Assoc, Inc. 401(k) Retirement Plan & Trust · Plan 003 · EIN 81-0393633Updated Oct 2026

What Riverside Contracting's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The filing does not report employer contributions. Plan year 2024 Form 5500 ↗
$36,791
Average account balance
333
Participants (end of year)
$8.1M
Plan assets (end of year)
0.63%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Independent auditorEide Bailly LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 3,875 defined-contribution plans in construction with 100 to 499 participants.

Riverside Contracting: employer contribution per participant—
Peer median$2,412
Riverside Contracting: average balance$36,791
Peer median$61,736
Riverside Contracting: admin expenses ÷ assets0.63%
Peer median0.39%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $6.8M at the end of plan year 2023 to $8.1M at the end of plan year 2024.

$6.8M2023$8.1M2024
End-of-year figures from each plan year's Form 5500 filing for the Riverside Contracting plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024333$8.1M——0.63%Not publishedForm 5500 ↗
2023366$6.8M——0.64%Not publishedForm 5500 ↗

Other Riverside Contracting plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Montana Contractors Assoc, Inc. Money Purchase Retirement Plan & Trust

Plan 002 · EIN 81-0393633 · plan year 2024 filing
$51,728
Average account balance
415
Participants (end of year)
$21.5M
Plan assets (end of year)
1.18%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperAdmn Committee, Mt Contractors AssnSchedule C ↗
Independent auditorEide Bailly LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and statusRetirement · ActiveForm 5500 ↗

Common questions

Does Riverside Contracting match 401(k) contributions?

The match terms for the Montana Contractors Assoc, Inc. 401(k) Retirement Plan & Trust have not been published from its filing yet.

When is the Riverside Contracting 401(k) match vested?

The vesting schedule for the Montana Contractors Assoc, Inc. 401(k) Retirement Plan & Trust is not in the data published so far. Your Summary Plan Description states it.

Who manages the Riverside Contracting 401(k)?

The filing names Admin Committee, Montana Contractors Assoc. as plan administrator; it does not list a recordkeeper.

I left Riverside Contracting. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Admin Committee, Montana Contractors Assoc., (406) 256-9910). The Riverside Contracting old 401(k) page lists the contacts from every plan filing. Find an old Riverside Contracting 401(k)

Data from the public Form 5500 annual reports Riverside Contracting filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Riverside Contracting. Not financial advice. Report a correction · Methodology