Rockland Trust 401(k) match, vesting and fees
What Rockland Trust's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | ADP, Inc. | Schedule C ↗ |
| Independent auditor | Ernst & Young LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Rockland Trust: employer contribution per participant | $4,131 | |
| Peer median | $2,966 |
| Rockland Trust: average balance | $128,978 | |
| Peer median | $104,792 |
| Rockland Trust: admin expenses ÷ assets | 0.06% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $254M at the end of plan year 2021 to $300M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 2,416 | $300M | $9.6M | $4,131 | 0.06% | Not published | Form 5500 ↗ |
| 2023 | 2,355 | $270M | $9.3M | $4,093 | 0.07% | Not published | Form 5500 ↗ |
| 2022 | 2,283 | $228M | $8.7M | $3,969 | 0.13% | Not published | Form 5500 ↗ |
| 2021 | 2,186 | $254M | $7.8M | $3,681 | 0.08% | Not published | Form 5500 ↗ |
Other Rockland Trust plans (3)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
East Boston Savings Bank Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Wolf & Company P.C. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Terminated (final filing) | Form 5500 ↗ |
Sbera Pension Plan As Adopted by Blue Hills Bank
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
The Peoples Bank Defined Benefit Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Terminated (final filing) | Form 5500 ↗ |
Common questions
Does Rockland Trust match 401(k) contributions?
The match terms for the Rockland Trust Co Ee Savings Ps and Stock Ownership Plan have not been published from its filing yet. The plan year 2024 filing reports $9.6M in employer contributions, about $4,131 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Rockland Trust 401(k) match vested?
The vesting schedule for the Rockland Trust Co Ee Savings Ps and Stock Ownership Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Rockland Trust 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is ADP, Inc.. The plan administrator is Rockland Trust Company.
I left Rockland Trust. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Rockland Trust Company, (781) 982-6610) or the recordkeeper, ADP, Inc.. The Rockland Trust old 401(k) page lists the contacts from every plan filing. Find an old Rockland Trust 401(k)
Data from the public Form 5500 annual reports Rockland Trust filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Rockland Trust. Not financial advice. Report a correction · Methodology