Russell Sage College 403(b) match, vesting and fees

Plan year 2025 filingRussell Sage College Defined Contribution Retirement Plan · Plan 001 · EIN 14-1338488Updated Oct 2026

What Russell Sage College's 403(b) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $779K in employer contributions, about $652 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$105,022
Average account balance
1,585
Participants (end of year)
$126M
Plan assets (end of year)
0.11%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperTIAASchedule C ↗
Independent auditorBonadio & Co LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status403(b) · ActiveForm 5500 ↗
Late participant contributionsReported on the filingSchedule H ↗

How the plan compares

Plan year 2025 medians for 93 defined-contribution plans in educational services with 1,000 to 4,999 participants.

Russell Sage College: employer contribution per participant$652
Peer median$2,292
Russell Sage College: average balance$105,022
Peer median$144,662
Russell Sage College: admin expenses ÷ assets0.11%
Peer median0.08%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $122M at the end of plan year 2021 to $126M at the end of plan year 2025.

$122M2021$102M2022$109M2023$117M2024$126M2025
End-of-year figures from each plan year's Form 5500 filing for the Russell Sage College plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20251,585$126M$779K$6520.11%Not publishedForm 5500 ↗
20241,469$117M$673K$5990.09%Not publishedForm 5500 ↗
20231,604$109M$615K$4910.11%Not publishedForm 5500 ↗
20221,343$102M$682K$5340.07%Not publishedForm 5500 ↗
20211,348$122M$645K$5000.08%Not publishedForm 5500 ↗

Common questions

Does Russell Sage College match 401(k) contributions?

The match terms for the Russell Sage College Defined Contribution Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $779K in employer contributions, about $652 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Russell Sage College 401(k) match vested?

The vesting schedule for the Russell Sage College Defined Contribution Retirement Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Russell Sage College 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is TIAA. The plan administrator is Russell Sage College.

I left Russell Sage College. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Russell Sage College, (518) 244-6001) or the recordkeeper, TIAA. The Russell Sage College old 401(k) page lists the contacts from every plan filing. Find an old Russell Sage College 401(k)

Data from the public Form 5500 annual reports Russell Sage College filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Russell Sage College. Not financial advice. Report a correction · Methodology