Ryan Companies US 401(k) match, vesting and fees
What Ryan Companies US' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Rsm US LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 98 defined-contribution plans in construction with 1,000 to 4,999 participants.
| Ryan Companies US: employer contribution per participant | $7,897 | |
| Peer median | $3,042 |
| Ryan Companies US: average balance | $197,090 | |
| Peer median | $88,965 |
| Ryan Companies US: admin expenses ÷ assets | 0.13% | |
| Peer median | 0.18% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $264M at the end of plan year 2021 to $370M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,911 | $370M | $14.8M | $7,897 | 0.13% | Not published | Form 5500 ↗ |
| 2024 | 1,876 | $324M | $8.1M | $4,400 | 0.14% | Not published | Form 5500 ↗ |
| 2023 | 1,928 | $290M | $14.2M | $7,523 | 0.14% | Not published | Form 5500 ↗ |
| 2022 | 2,000 | $233M | $13.9M | $7,129 | 0.10% | Not published | Form 5500 ↗ |
| 2021 | 1,803 | $264M | $14.4M | $8,285 | 0.15% | Not published | Form 5500 ↗ |
Common questions
Does Ryan Companies US match 401(k) contributions?
The match terms for the Ryan Companies US, Inc. Retirement Plan have not been published from its filing yet. The plan year 2025 filing reports $14.8M in employer contributions, about $7,897 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Ryan Companies US 401(k) match vested?
The vesting schedule for the Ryan Companies US, Inc. Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Ryan Companies US 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Ryan Companies US, Inc..
I left Ryan Companies US. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Ryan Companies US, Inc., (612) 492-4000) or the recordkeeper, Principal Life Insurance Company. The Ryan Companies US old 401(k) page lists the contacts from every plan filing. Find an old Ryan Companies US 401(k)
Data from the public Form 5500 annual reports Ryan Companies US filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Ryan Companies US. Not financial advice. Report a correction · Methodology