Find an old Saco & Biddeford Savings Institution 401(k)

Who to contact about an account in each of the 2 Saco & Biddeford Savings Institution plans, from the filings. Free, no sign-up, no Social Security number.

Saco & Biddeford Savings Institution 401(k) Savings Plan

Saco & Biddeford Savings Institution · Plan 002 · EIN 01-0153690 · Saco, ME

Active · plan year 2025 filing401(k)
Plan administratorSaco & Biddeford Savings Institution
50 Industrial Park Road, Saco, ME 04072
Form 5500 ↗
Recordkeeper (who holds the accounts)Fidelity Investments InstitutionalSchedule C ↗
Former employees with balances54 separated participants still had money in the planForm 5500 ↗

The Retirement Plan of Saco & Biddeford Savings Institution

Saco & Biddeford Savings Institution · Plan 001 · EIN 01-0153690 · Saco, ME

Active · plan year 2024 filingPension (defined benefit)
Plan administratorPentegra Services, Inc.
701 Westchester Avenue, Suite 320e, White Plains, NY 10604
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances44 separated participants still had money in the planForm 5500 ↗

Saco & Biddeford Savings Institution 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Saco & Biddeford Savings Institution 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Saco & Biddeford Savings Institution, (207) 284-4591. The accounts are held by the recordkeeper, Fidelity Investments Institutional. Have your Social Security number and dates of employment ready.

What is the Saco & Biddeford Savings Institution 401(k) phone number?

The plan administrator phone number on the plan year 2025 filing is (207) 284-4591.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Saco & Biddeford Savings Institution and does not hold accounts. Not financial advice. Report a correction