Saratoga Hospital 403(b) match, vesting and fees

Plan year 2024 filingRetirement Plan of Saratoga Hospital · Plan 001 · EIN 14-1338547Updated Oct 2026

What Saratoga Hospital's 403(b) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $9.7M in employer contributions, about $2,278 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$86,041
Average account balance
4,322
Participants (end of year)
$368M
Plan assets (end of year)
0.19%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperTransamerica Retirement SolutionsSchedule C ↗
Independent auditorUhy LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status403(b) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 1,281 defined-contribution plans in health care and social assistance with 1,000 to 4,999 participants.

Saratoga Hospital: employer contribution per participant$2,278
Peer median$1,358
Saratoga Hospital: average balance$86,041
Peer median$44,442
Saratoga Hospital: admin expenses ÷ assets0.19%
Peer median0.21%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $321M at the end of plan year 2021 to $368M at the end of plan year 2024.

$321M2021$268M2022$322M2023$368M2024
End-of-year figures from each plan year's Form 5500 filing for the Saratoga Hospital plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20244,322$368M$9.7M$2,2780.19%Not publishedForm 5500 ↗
20234,084$322M$9.1M$2,2760.18%Not publishedForm 5500 ↗
20224,105$268M$8.5M$2,1070.17%Not publishedForm 5500 ↗
20213,909$321M$8M$2,1100.18%Not publishedForm 5500 ↗

Other Saratoga Hospital plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Saratoga Hospital

Plan 003 · EIN 14-1338547 · plan year 2025 filing
$3,168
Average account balance
33
Participants (end of year)
$105K
Plan assets (end of year)
—
Employer contribution per participant

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and status403(b) · ActiveForm 5500 ↗

Common questions

Does Saratoga Hospital match 401(k) contributions?

The match terms for the Retirement Plan of Saratoga Hospital have not been published from its filing yet. The plan year 2024 filing reports $9.7M in employer contributions, about $2,278 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Saratoga Hospital 401(k) match vested?

The vesting schedule for the Retirement Plan of Saratoga Hospital is not in the data published so far. Your Summary Plan Description states it.

Who manages the Saratoga Hospital 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Transamerica Retirement Solutions. The plan administrator is Saratoga Hospital.

I left Saratoga Hospital. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Saratoga Hospital, (518) 583-8435) or the recordkeeper, Transamerica Retirement Solutions. The Saratoga Hospital old 401(k) page lists the contacts from every plan filing. Find an old Saratoga Hospital 401(k)

Data from the public Form 5500 annual reports Saratoga Hospital filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Saratoga Hospital. Not financial advice. Report a correction · Methodology