Shades of Light 401(k) match, vesting and fees
What Shades of Light's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | The Vanguard Group, Inc. | Schedule C ↗ |
| Independent auditor | Bethke Cpa, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,141 defined-contribution plans in retail trade with 100 to 499 participants.
| Shades of Light: employer contribution per participant | $1,982 | |
| Peer median | $1,216 |
| Shades of Light: average balance | $37,250 | |
| Peer median | $50,590 |
| Shades of Light: admin expenses ÷ assets | 0.52% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $3M at the end of plan year 2021 to $4.3M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 167 | $4.3M | $230K | $1,982 | 0.52% | Not published | Form 5500 ↗ |
| 2023 | 195 | $3.9M | $216K | $1,699 | 0.36% | Not published | 5500-SF ↗ |
| 2022 | 185 | $2.9M | $174K | $2,484 | 0.34% | Not published | Form 5500 ↗ |
| 2021 | 175 | $3M | $142K | $2,081 | 0.40% | Not published | 5500-SF ↗ |
Common questions
Does Shades of Light match 401(k) contributions?
The match terms for the Shades of Light, LLC 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $230K in employer contributions, about $1,982 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Shades of Light 401(k) match vested?
The vesting schedule for the Shades of Light, LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Shades of Light 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is The Vanguard Group, Inc.. The plan administrator is Shades of Light, LLC.
I left Shades of Light. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Shades of Light, LLC, (804) 288-3235) or the recordkeeper, The Vanguard Group, Inc.. The Shades of Light old 401(k) page lists the contacts from every plan filing. Find an old Shades of Light 401(k)
Data from the public Form 5500 annual reports Shades of Light filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Shades of Light. Not financial advice. Report a correction · Methodology