Shell USA 401(k) match, vesting and fees
What Shell USA's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fid Inv Inst Ops Co | Schedule C ↗ |
| Independent auditor | Ernst & Young LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 203 defined-contribution plans in manufacturing with 10,000 to 49,999 participants.
| Shell USA: employer contribution per participant | $8,676 | |
| Peer median | $3,733 |
| Shell USA: average balance | $475,254 | |
| Peer median | $157,962 |
| Shell USA: admin expenses ÷ assets | 0.07% | |
| Peer median | 0.05% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10.7B at the end of plan year 2023 to $11.5B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 24,265 | $11.5B | $210M | $8,676 | 0.07% | Not published | Form 5500 ↗ |
| 2023 | 25,289 | $10.7B | $197M | $7,788 | 0.07% | Not published | Form 5500 ↗ |
Other Shell USA plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Shell Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fmr LLC | Schedule C ↗ |
| Independent auditor | Ernst & Young LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Shell USA match 401(k) contributions?
The match terms for the Shell Provident Fund have not been published from its filing yet. The plan year 2024 filing reports $210M in employer contributions, about $8,676 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Shell USA 401(k) match vested?
The vesting schedule for the Shell Provident Fund is not in the data published so far. Your Summary Plan Description states it.
Who manages the Shell USA 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fid Inv Inst Ops Co. The plan administrator is Administrator - Shell Provident Fund.
I left Shell USA. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Administrator - Shell Provident Fund, (832) 337-2445) or the recordkeeper, Fid Inv Inst Ops Co. The Shell USA old 401(k) page lists the contacts from every plan filing. Find an old Shell USA 401(k)
Data from the public Form 5500 annual reports Shell USA filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Shell USA. Not financial advice. Report a correction · Methodology