Shonto Governing Board of Education 401(k) match, vesting and fees

Plan year 2024 filingSps Retirement Plan · Plan 002 · EIN 86-0827306Updated Oct 2026

What Shonto Governing Board of Education's 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $136K in employer contributions, about $887 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$27,754
Average account balance
153
Participants (end of year)
$4.2M
Plan assets (end of year)
1.96%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperJohn Hancock Life Insurance CompanySchedule C ↗
Independent auditorN/A - Indian Tribal Government Plan (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 2,134 defined-contribution plans in educational services with 100 to 499 participants.

Shonto Governing Board of Education: employer contribution per participant$887
Peer median$1,684
Shonto Governing Board of Education: average balance$27,754
Peer median$62,952
Shonto Governing Board of Education: admin expenses ÷ assets1.96%
Peer median0.17%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $2.9M at the end of plan year 2021 to $4.2M at the end of plan year 2024.

$2.9M2021$3.4M2022$3.7M2023$4.2M2024
End-of-year figures from each plan year's Form 5500 filing for the Shonto Governing Board of Education plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024153$4.2M$136K$8871.96%Not publishedForm 5500 ↗
2023152$3.7M$123K$8101.94%Not publishedForm 5500 ↗
2022161$3.4M$129K$8002.10%Not publishedForm 5500 ↗
2021165$2.9M$149K$9012.26%Not publishedForm 5500 ↗

Common questions

Does Shonto Governing Board of Education match 401(k) contributions?

The match terms for the Sps Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $136K in employer contributions, about $887 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Shonto Governing Board of Education 401(k) match vested?

The vesting schedule for the Sps Retirement Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Shonto Governing Board of Education 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is John Hancock Life Insurance Company. The plan administrator is Shonto Governing Board of Education, Inc..

I left Shonto Governing Board of Education. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Shonto Governing Board of Education, Inc., (928) 672-2652) or the recordkeeper, John Hancock Life Insurance Company. The Shonto Governing Board of Education old 401(k) page lists the contacts from every plan filing. Find an old Shonto Governing Board of Education 401(k)

Data from the public Form 5500 annual reports Shonto Governing Board of Education filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Shonto Governing Board of Education. Not financial advice. Report a correction · Methodology