Sietsema Farms 401(k) match, vesting and fees
What Sietsema Farms' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Wintrust Private Trust Company | Schedule C ↗ |
| Independent auditor | Hungerford (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 197 defined-contribution plans in agriculture, forestry, fishing and hunting with 100 to 499 participants.
| Sietsema Farms: employer contribution per participant | $1,825 | |
| Peer median | $2,013 |
| Sietsema Farms: average balance | $88,430 | |
| Peer median | $66,282 |
| Sietsema Farms: admin expenses ÷ assets | 0.33% | |
| Peer median | 0.36% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $14M at the end of plan year 2021 to $16M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 239 | $16M | $330K | $1,825 | 0.33% | Not published | Form 5500 ↗ |
| 2024 | 213 | $14.2M | $304K | $1,779 | 0.34% | Not published | Form 5500 ↗ |
| 2023 | 247 | $13.1M | $310K | $1,692 | 0.26% | Not published | Form 5500 ↗ |
| 2022 | 234 | $10.5M | $289K | $1,649 | 0.35% | Not published | Form 5500 ↗ |
| 2021 | 240 | $14M | $262K | $1,126 | 0.35% | Not published | Form 5500 ↗ |
Common questions
Does Sietsema Farms match 401(k) contributions?
The match terms for the Sietsema Farms 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $330K in employer contributions, about $1,825 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Sietsema Farms 401(k) match vested?
The vesting schedule for the Sietsema Farms 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Sietsema Farms 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Wintrust Private Trust Company. The plan administrator is Sietsema Farms Inc..
I left Sietsema Farms. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Sietsema Farms Inc., (616) 895-7493) or the recordkeeper, Wintrust Private Trust Company. The Sietsema Farms old 401(k) page lists the contacts from every plan filing. Find an old Sietsema Farms 401(k)
Data from the public Form 5500 annual reports Sietsema Farms filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Sietsema Farms. Not financial advice. Report a correction · Methodology