Simtra US 401(k) match, vesting and fees
What Simtra US' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Voya Retirement Insurance & Annuity | Schedule C ↗ |
| Independent auditor | Lbmc, PC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 434 defined-contribution plans in manufacturing with 1,000 to 4,999 participants.
| Simtra US: employer contribution per participant | $2,850 | |
| Peer median | $2,591 |
| Simtra US: average balance | $72,791 | |
| Peer median | $102,504 |
| Simtra US: admin expenses ÷ assets | 0.19% | |
| Peer median | 0.11% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets were $129M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,860 | $129M | $5.1M | $2,850 | 0.19% | Not published | Form 5500 ↗ |
Common questions
Does Simtra US match 401(k) contributions?
The match terms for the Simtra 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $5.1M in employer contributions, about $2,850 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Simtra US 401(k) match vested?
The vesting schedule for the Simtra 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Simtra US 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Voya Retirement Insurance & Annuity. The plan administrator is Simtra US LLC.
I left Simtra US. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Simtra US LLC, (859) 240-7764) or the recordkeeper, Voya Retirement Insurance & Annuity. The Simtra US old 401(k) page lists the contacts from every plan filing. Find an old Simtra US 401(k)
Data from the public Form 5500 annual reports Simtra US filed with the U.S. Department of Labor (plan years 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Simtra US. Not financial advice. Report a correction · Methodology