Smart Local 1041, District 3401(a) retirement plan: assets, participants and fees
What Smart Local 1041, District 3401(a)'s retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Empower Annuity in Co of America | Schedule C ↗ |
| Independent auditor | Miller Kaplan Arase LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 523 defined-contribution plans in construction with 500 to 999 participants.
| Smart Local 1041, District 3401(a): employer contribution per participant | $3,550 | |
| Peer median | $2,361 |
| Smart Local 1041, District 3401(a): average balance | $46,848 | |
| Peer median | $60,193 |
| Smart Local 1041, District 3401(a): admin expenses ÷ assets | 0.78% | |
| Peer median | 0.31% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $21.2M at the end of plan year 2021 to $27.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,153 | $27.5M | $2.1M | $3,550 | 0.78% | Not published | Form 5500 ↗ |
| 2023 | 1,137 | $23M | $1.8M | $3,034 | 1.07% | Not published | Form 5500 ↗ |
| 2022 | 1,136 | $19.1M | $1.8M | $3,069 | 0.60% | Not published | Form 5500 ↗ |
| 2021 | 1,088 | $21.2M | $1.2M | $2,231 | 0.90% | Not published | Form 5500 ↗ |
Common questions
Does Smart Local 1041, District 3401(a) match 401(k) contributions?
The match terms for the Smart Local 104, District 3401(a) have not been published from its filing yet. The plan year 2024 filing reports $2.1M in employer contributions, about $3,550 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Smart Local 1041, District 3401(a) 401(k) match vested?
The vesting schedule for the Smart Local 104, District 3401(a) is not in the data published so far. Your Summary Plan Description states it.
Who manages the Smart Local 1041, District 3401(a) 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity in Co of America. The plan administrator is Smart Local 1041, District 3401(a).
I left Smart Local 1041, District 3401(a). How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Smart Local 1041, District 3401(a), (805) 658-0053) or the recordkeeper, Empower Annuity in Co of America. The Smart Local 1041, District 3401(a) old 401(k) page lists the contacts from every plan filing. Find an old Smart Local 1041, District 3401(a) 401(k)
Data from the public Form 5500 annual reports Smart Local 1041, District 3401(a) filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Smart Local 1041, District 3401(a). Not financial advice. Report a correction · Methodology