Smith Noble Home 401(k) match, vesting and fees
What Smith Noble Home's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Raymond James Financial Service | Schedule C ↗ |
| Independent auditor | Baker Tilly US LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 3,141 defined-contribution plans in retail trade with 100 to 499 participants.
| Smith Noble Home: employer contribution per participant | $442 | |
| Peer median | $1,216 |
| Smith Noble Home: average balance | $30,259 | |
| Peer median | $50,590 |
| Smith Noble Home: admin expenses ÷ assets | 0.32% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8.6M at the end of plan year 2021 to $5.5M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 207 | $5.5M | $80K | $442 | 0.32% | Not published | Form 5500 ↗ |
| 2023 | 239 | $6.9M | $96K | $458 | 0.28% | Not published | Form 5500 ↗ |
| 2022 | 267 | $6.5M | $119K | $480 | 0.28% | Not published | Form 5500 ↗ |
| 2021 | 266 | $8.6M | $121K | $474 | 0.27% | Not published | Form 5500 ↗ |
Common questions
Does Smith Noble Home match 401(k) contributions?
The match terms for the Smith Noble Home, Inc 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $80K in employer contributions, about $442 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Smith Noble Home 401(k) match vested?
The vesting schedule for the Smith Noble Home, Inc 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Smith Noble Home 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Raymond James Financial Service. The plan administrator is Smith Noble Home, Inc.
I left Smith Noble Home. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Smith Noble Home, Inc, (949) 771-2647) or the recordkeeper, Raymond James Financial Service. The Smith Noble Home old 401(k) page lists the contacts from every plan filing. Find an old Smith Noble Home 401(k)
Data from the public Form 5500 annual reports Smith Noble Home filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Smith Noble Home. Not financial advice. Report a correction · Methodology