Find an old Solvay Bank 401(k)

Who to contact about an account in each of the 2 Solvay Bank plans, from the filings. Free, no sign-up, no Social Security number.

Solvay Bank Employees Savings and Protection Plan

Solvay Bank · Plan 002 · EIN 15-0454140 · Solvay, NY

Active · plan year 2024 filing401(k)
Plan administratorPentegra Services, Inc.
701 Westchester Ave, Suite 320e, White Plains, NY 10604
Form 5500 ↗
Recordkeeper (who holds the accounts)Empower Life & Annuity Insurance CoSchedule C ↗
Former employees with balances10 separated participants still had money in the planForm 5500 ↗

Pension Plan for Employees of Solvay Bank

Solvay Bank · Plan 001 · EIN 15-0454140 · Solvay, NY

Active · plan year 2024 filingPension (defined benefit)
Plan administratorSolvay Bank
1537 Milton Avenue, Solvay, NY 13209-1621
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances26 separated participants still had money in the planForm 5500 ↗

Solvay Bank 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Solvay Bank 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Pentegra Services, Inc., (866) 633-4015. The accounts are held by the recordkeeper, Empower Life & Annuity Insurance Co. Have your Social Security number and dates of employment ready.

What is the Solvay Bank 401(k) phone number?

The plan administrator phone number on the plan year 2024 filing is (866) 633-4015.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Solvay Bank and does not hold accounts. Not financial advice. Report a correction