Southern Hvac 401(k) match, vesting and fees
What Southern Hvac's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Principal Life Insurance Company | Schedule C ↗ |
| Independent auditor | Warren Averett, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,392 defined-contribution plans in construction with 100 to 499 participants.
| Southern Hvac: employer contribution per participant | $2,805 | |
| Peer median | $2,501 |
| Southern Hvac: average balance | $39,728 | |
| Peer median | $71,471 |
| Southern Hvac: admin expenses ÷ assets | 0.72% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.6M at the end of plan year 2022 to $18.2M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,114 | $18.2M | $1.3M | $2,805 | 0.72% | Not published | Form 5500 ↗ |
| 2024 | 1,026 | $14.9M | $1.2M | $2,793 | 0.85% | Not published | Form 5500 ↗ |
| 2023 | 821 | $11.2M | $1M | $2,834 | 1.18% | Not published | Form 5500 ↗ |
| 2022 | 573 | $5.6M | $465K | $2,122 | 1.66% | Not published | Form 5500 ↗ |
Common questions
Does Southern Hvac match 401(k) contributions?
The match terms for the Southern Hvac Corporation 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $1.3M in employer contributions, about $2,805 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Southern Hvac 401(k) match vested?
The vesting schedule for the Southern Hvac Corporation 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Southern Hvac 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Principal Life Insurance Company. The plan administrator is Southern Hvac Corporation.
I left Southern Hvac. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Southern Hvac Corporation, (407) 986-3778) or the recordkeeper, Principal Life Insurance Company. The Southern Hvac old 401(k) page lists the contacts from every plan filing. Find an old Southern Hvac 401(k)
Data from the public Form 5500 annual reports Southern Hvac filed with the U.S. Department of Labor (plan years 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Southern Hvac. Not financial advice. Report a correction · Methodology