Southern Illinois Bancorp 401(k) match, vesting and fees
What Southern Illinois Bancorp's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Capital Group Retirement Plan Svcs. | Schedule C ↗ |
| Independent auditor | Ecp Accounting, Inc. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,478 defined-contribution plans in finance and insurance with 100 to 499 participants.
| Southern Illinois Bancorp: employer contribution per participant | $1,266 | |
| Peer median | $3,122 |
| Southern Illinois Bancorp: average balance | $98,792 | |
| Peer median | $111,687 |
| Southern Illinois Bancorp: admin expenses ÷ assets | <0.01% | |
| Peer median | 0.20% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $10.9M at the end of plan year 2021 to $12M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 132 | $12M | $153K | $1,266 | <0.01% | Not published | Form 5500 ↗ |
| 2024 | 120 | $10M | $140K | $1,220 | <0.01% | Not published | Form 5500 ↗ |
| 2023 | 119 | $8.5M | $136K | $1,245 | 0.03% | Not published | Form 5500 ↗ |
| 2022 | 161 | $8M | $145K | $959 | 0.07% | Not published | Form 5500 ↗ |
| 2021 | 170 | $10.9M | $152K | $991 | <0.01% | Not published | Form 5500 ↗ |
Other Southern Illinois Bancorp plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Southern Illinois Bancorp, Inc. Employees Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Ecp Accounting, Inc. (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Southern Illinois Bancorp match 401(k) contributions?
The match terms for the Southern Illinois Bancorp, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $153K in employer contributions, about $1,266 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Southern Illinois Bancorp 401(k) match vested?
The vesting schedule for the Southern Illinois Bancorp, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Southern Illinois Bancorp 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Capital Group Retirement Plan Svcs.. The plan administrator is Southern Illinois Bancorp, Inc..
I left Southern Illinois Bancorp. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Southern Illinois Bancorp, Inc., (618) 382-4118) or the recordkeeper, Capital Group Retirement Plan Svcs.. The Southern Illinois Bancorp old 401(k) page lists the contacts from every plan filing. Find an old Southern Illinois Bancorp 401(k)
Data from the public Form 5500 annual reports Southern Illinois Bancorp filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Southern Illinois Bancorp. Not financial advice. Report a correction · Methodology