Find an old Southwest Airlines 401(k)

Who to contact about an account in each of the 4 Southwest Airlines plans, from the filings. Free, no sign-up, no Social Security number.

Southwest Airlines Co. Retirement Savings Plan

Southwest Airlines Co. · Plan 004 · EIN 74-1563240 · Dallas, TX

Active · plan year 2025 filing401(k)
Plan administratorSouthwest Airlines Co. Retirement Savings Plan Committee
PO Box 36611, Dallas, TX 75235-1908
Form 5500 ↗
Recordkeeper (who holds the accounts)Empower Annuity Insurance CompanySchedule C ↗
Former employees with balances9,858 separated participants still had money in the planForm 5500 ↗

Southwest Airlines Pilots Retirement Savings Plan

Southwest Airlines Company · Plan 003 · EIN 74-1563240 · Irving, TX

Active · plan year 2024 filing401(k)
Plan administratorSouthwest Airlines Company
5221 N. O'Connor Blvd. Suite 500, Irving, TX 75039
Form 5500 ↗
Recordkeeper (who holds the accounts)Schwab Retirement Plan Services,incSchedule C ↗
Former employees with balances1,349 separated participants still had money in the planForm 5500 ↗

Southwest Airlines Market-Based Cash Balance Plan

Southwest Airlines Co. · Plan 007 · EIN 74-1563240 · Dallas, TX

Active · plan year 2024 filingPension (defined benefit)
Plan administratorSouthwest Airlines Co. Retirement Savings Plan Committee
2702 Love Field Drive, Hdq-6tx, Dallas, TX 75235
Form 5500 ↗
Recordkeeper (who holds the accounts)Not listed on Schedule C (small plans often don't file one)
Former employees with balances85 separated participants still had money in the planForm 5500 ↗

Southwest Airlines Co. Profitsharing Plan

Southwest Airlines Co. · Plan 001 · EIN 74-1563240 · Dallas, TX

Terminated · plan year 2024 filingProfit-sharing
Plan administratorSouthwest Airlines Co. Ps 401(K)committee
P.O. Box 36611, Dallas, TX 75235-1908
Form 5500 ↗
Recordkeeper (who holds the accounts)Empower Annuity Insurance CompanySchedule C ↗
Former employees with balances0 separated participants still had money in the planForm 5500 ↗
TerminationThe plan year 2024 filing is marked as the final filing: assets were distributed or moved. Contact the administrator about where your balance went.Form 5500 ↗

Southwest Airlines 401(k) match, vesting and fees →

Found it? Your options

Leave itOften allowed if your balance is over $7,000. You keep the plan's investments and fees.
Move it to your new job's planIf the new plan accepts roll-ins. Ask the new plan's recordkeeper.
Roll it into an IRAMore investment choices, and you control it. A direct rollover avoids withholding and penalties.
Cash outUsually taxed, plus a 10% penalty if you are under 59½.

General information, not financial or tax advice. Rules depend on your plan and situation.

How to track down the account

  1. Call the plan administrator or recordkeeper listed on the filing. Have your name, Social Security number and dates of employment ready.
  2. If the plan terminated, ask the administrator where balances went (another plan, an IRA provider, or a state unclaimed-property office).
  3. Over 65? Also check the Department of Labor's Retirement Savings Lost and Found database.

Common questions

How do I find my old Southwest Airlines 401(k)?

Contact the plan administrator listed on the plan's Form 5500 filing: Southwest Airlines Co. Retirement Savings Plan Committee, (214) 792-4000. The accounts are held by the recordkeeper, Empower Annuity Insurance Company. Have your Social Security number and dates of employment ready.

What is the Southwest Airlines 401(k) phone number?

The plan administrator phone number on the plan year 2025 filing is (214) 792-4000.

Contacts are as filed on each plan's latest Form 5500 and may be out of date. PlanFacts is not affiliated with Southwest Airlines and does not hold accounts. Not financial advice. Report a correction