Space Coast Credit Union 401(k) match, vesting and fees
What Space Coast Credit Union's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Epic Retirement Plan Services | Schedule C ↗ |
| Independent auditor | Warren Averett, LLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 673 defined-contribution plans in finance and insurance with 1,000 to 4,999 participants.
| Space Coast Credit Union: employer contribution per participant | $1,977 | |
| Peer median | $2,966 |
| Space Coast Credit Union: average balance | $47,095 | |
| Peer median | $104,792 |
| Space Coast Credit Union: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.10% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $57.1M at the end of plan year 2021 to $75.4M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,668 | $75.4M | $3.2M | $1,977 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 1,561 | $62.5M | $2.6M | $1,730 | 0.05% | Not published | Form 5500 ↗ |
| 2022 | 1,486 | $49.7M | $2.3M | $1,589 | 0.07% | Not published | Form 5500 ↗ |
| 2021 | 1,394 | $57.1M | $2.3M | $1,715 | 0.03% | Not published | Form 5500 ↗ |
Other Space Coast Credit Union plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Eastern Financial Florida Credit Union Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Space Coast Credit Union match 401(k) contributions?
The match terms for the Space Coast Credit Union 401(k) Savings Plan have not been published from its filing yet. The plan year 2024 filing reports $3.2M in employer contributions, about $1,977 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Space Coast Credit Union 401(k) match vested?
The vesting schedule for the Space Coast Credit Union 401(k) Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Space Coast Credit Union 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Epic Retirement Plan Services. The plan administrator is Space Coast Credit Union.
I left Space Coast Credit Union. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Space Coast Credit Union, (321) 752-2222) or the recordkeeper, Epic Retirement Plan Services. The Space Coast Credit Union old 401(k) page lists the contacts from every plan filing. Find an old Space Coast Credit Union 401(k)
Data from the public Form 5500 annual reports Space Coast Credit Union filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Space Coast Credit Union. Not financial advice. Report a correction · Methodology