Spectraforce Technologies 401(k) match, vesting and fees

Plan year 2024 filingSpectraforce Technologies, Inc. 401(k) Plan · Plan 001 · EIN 56-2206755Updated Oct 2026

What Spectraforce Technologies' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2024 filing reports $145K in employer contributions, about $672 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2024 Form 5500 ↗
$25,354
Average account balance
524
Participants (end of year)
$5.5M
Plan assets (end of year)
0.90%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperEmpower Annuity Insurance CompanySchedule C ↗
Independent auditorStancil PC (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2024 medians for 1,446 defined-contribution plans in administrative, support and waste management services with 100 to 499 participants.

Spectraforce Technologies: employer contribution per participant$672
Peer median$1,495
Spectraforce Technologies: average balance$25,354
Peer median$34,563
Spectraforce Technologies: admin expenses ÷ assets0.90%
Peer median0.51%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $3.9M at the end of plan year 2021 to $5.5M at the end of plan year 2024.

$3.9M2021$3.7M2022$4.7M2023$5.5M2024
End-of-year figures from each plan year's Form 5500 filing for the Spectraforce Technologies plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2024524$5.5M$145K$6720.90%Not publishedForm 5500 ↗
2023528$4.7M$147K$6600.84%Not publishedForm 5500 ↗
2022359$3.7M$161K$8660.77%Not publishedForm 5500 ↗
2021419$3.9M$155K$8830.62%Not publishedForm 5500 ↗

Other Spectraforce Technologies plans (1)

Each plan files its own Form 5500. Figures are from each plan's latest filing.

Spectraforce Retirement Plan Pr

Plan 002 · EIN 56-2206755 · plan year 2025 filing
$15,232
Average account balance
163
Participants (end of year)
$396K
Plan assets (end of year)
0.70%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

Plan type and statusProfit-sharing · ActiveForm 5500 ↗

Common questions

Does Spectraforce Technologies match 401(k) contributions?

The match terms for the Spectraforce Technologies, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $145K in employer contributions, about $672 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Spectraforce Technologies 401(k) match vested?

The vesting schedule for the Spectraforce Technologies, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Spectraforce Technologies 401(k)?

The recordkeeper listed on Schedule C of the plan year 2024 filing is Empower Annuity Insurance Company. The plan administrator is Spectraforce Technologies, Inc..

I left Spectraforce Technologies. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Spectraforce Technologies, Inc., (919) 887-6786) or the recordkeeper, Empower Annuity Insurance Company. The Spectraforce Technologies old 401(k) page lists the contacts from every plan filing. Find an old Spectraforce Technologies 401(k)

Data from the public Form 5500 annual reports Spectraforce Technologies filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Spectraforce Technologies. Not financial advice. Report a correction · Methodology