Spirit Lake Tribe 401(k) match, vesting and fees
What Spirit Lake Tribe's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | John Hancock Life Insurance Company | Schedule C ↗ |
| Independent auditor | Brady, Martz & Associate, P.C. (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
| Late participant contributions | Reported on the filing | Schedule H ↗ |
How the plan compares
Plan year 2024 medians for 17 defined-contribution plans in public administration with 1,000 to 4,999 participants.
| Spirit Lake Tribe: employer contribution per participant | $1,297 | |
| Peer median | $1,505 |
| Spirit Lake Tribe: average balance | $14,200 | |
| Peer median | $35,263 |
| Spirit Lake Tribe: admin expenses ÷ assets | 1.83% | |
| Peer median | 0.24% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $15.1M at the end of plan year 2023 to $16.9M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,193 | $16.9M | $1.5M | $1,297 | 1.83% | Not published | Form 5500 ↗ |
| 2023 | 1,316 | $15.1M | $1.4M | $1,103 | 1.80% | Not published | Form 5500 ↗ |
Common questions
Does Spirit Lake Tribe match 401(k) contributions?
The match terms for the Spirit Lake Tribe 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $1.5M in employer contributions, about $1,297 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Spirit Lake Tribe 401(k) match vested?
The vesting schedule for the Spirit Lake Tribe 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Spirit Lake Tribe 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is John Hancock Life Insurance Company. The plan administrator is Spirit Lake Tribe.
I left Spirit Lake Tribe. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Spirit Lake Tribe, (701) 947-2091) or the recordkeeper, John Hancock Life Insurance Company. The Spirit Lake Tribe old 401(k) page lists the contacts from every plan filing. Find an old Spirit Lake Tribe 401(k)
Data from the public Form 5500 annual reports Spirit Lake Tribe filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Spirit Lake Tribe. Not financial advice. Report a correction · Methodology