St. John's Community Health 401(k) match, vesting and fees
What St. John's Community Health's 401(k) plan says about matching contributions
The Employer may make discretionary employer matching or qualified non-elective contributions to the Plan each year. Effective July 2017, to be eligible for employer matching contributions, participants must be over the age of 21, employed on the date the employer allocates the contributions to the Plan, and complete a minimum of 12 consecutive months of service with 120 hours of service in each month during the Plan year. The Employer made discretionary matching contributions equal to the first 4% of employee deferrals for the years ended December 31, 2024 and 2023.
Quoted directly from the filing. Plan terms may have changed; check your current Summary Plan Description.
Plan features
Indented passages are quoted word for word from the audit report; plan terms may have changed since, so check your current Summary Plan Description.
| Employer match | Quoted from the filing above | 2024 audit report, p. 31 ↗ |
| Roth contributions | Participants may contribute to the Plan up to 100% of eligible compensation through elective pre-tax and Roth salary deferrals, subject to the IRC limits of $23,000 and $22,500 for the years ended December 31, 2024 and 2023, respectively. | 2024 audit report, p. 30 ↗ |
| Loans | Participants may borrow from their accounts the lesser of a) $50,000, reduced by the highest outstanding note balance during the prior year, or b) 50% of their vested account balance, subject to a $1,000 minimum. | 2024 audit report, p. 32 ↗ |
| Recordkeeper | Empower Annuity Insurance Company O | 2025 Schedule C ↗ |
| Independent auditor | Kieckhafer Schiffer LLP (unmodified opinion, limited scope) | 2025 Schedule H ↗ |
| Plan type and status | 401(k) · Active | 2025 Form 5500 ↗ |
Match, vesting and other plan features are from the plan year 2024 filing's audit report (the latest one extracted so far). Rows cited to the Form 5500 and its schedules are from the plan year 2025 filing.
How the plan compares
Plan year 2025 medians for 294 defined-contribution plans in health care and social assistance with 500 to 999 participants.
| St. John's Community Health: employer contribution per participant | $1,912 | |
| Peer median | $1,438 |
| St. John's Community Health: average balance | $28,772 | |
| Peer median | $41,205 |
| St. John's Community Health: admin expenses ÷ assets | 0.60% | |
| Peer median | 0.33% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $8.3M at the end of plan year 2021 to $20.3M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,392 | $20.3M | $1.4M | $1,912 | 0.60% | Not published | Form 5500 ↗ |
| 2024 | 1,245 | $14.5M | $1M | $2,085 | 0.72% | Quoted in the audit report, p. 31 ↗ | Form 5500 ↗ |
| 2023 | 1,052 | $11.5M | $767K | $1,958 | 0.78% | Not published | Form 5500 ↗ |
| 2022 | 981 | $8.3M | $575K | $1,579 | 0.84% | Not published | Form 5500 ↗ |
| 2021 | 970 | $8.3M | $502K | $1,568 | 0.76% | Not published | Form 5500 ↗ |
Common questions
Does St. John's Community Health match 401(k) contributions?
The audit report attached to the St. John'S Commmunity Health 403(b) Plan's plan year 2024 Form 5500, page 31 says: “The Employer may make discretionary employer matching or qualified non-elective contributions to the Plan each year. Effective July 2017, to be eligible for employer matching contributions, participants must be over the age of 21, employed on the date the employer allocates the contributions to the Plan, and complete a minimum of 12 consecutive months of service with 120 hours of service in each month during the Plan year. The Employer made discretionary matching contributions equal to the first 4% of employee deferrals for the years ended December 31, 2024 and 2023.” Plan terms may have changed; check your current Summary Plan Description.
When is the St. John's Community Health 401(k) match vested?
The vesting schedule for the St. John'S Commmunity Health 403(b) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the St. John's Community Health 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Empower Annuity Insurance Company O. The plan administrator is St. John'S Community Health.
I left St. John's Community Health. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (St. John'S Community Health, (323) 541-1600) or the recordkeeper, Empower Annuity Insurance Company O. The St. John's Community Health old 401(k) page lists the contacts from every plan filing. Find an old St. John's Community Health 401(k)
Data from the public Form 5500 annual reports St. John's Community Health filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with St. John's Community Health. Not financial advice. Report a correction · Methodology