St. Louis Cardinals 401(k) match, vesting and fees
What St. Louis Cardinals' 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Merrill Lynch, Pierce, Fenner and S | Schedule C ↗ |
| Independent auditor | Jason Underwood Cpa, PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 320 defined-contribution plans in arts, entertainment, and recreation with 100 to 499 participants.
| St. Louis Cardinals: employer contribution per participant | $4,341 | |
| Peer median | $1,598 |
| St. Louis Cardinals: average balance | $96,571 | |
| Peer median | $50,224 |
| St. Louis Cardinals: admin expenses ÷ assets | <0.01% | |
| Peer median | 0.40% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $29.9M at the end of plan year 2021 to $47.4M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 940 | $47.4M | $2.1M | $4,341 | <0.01% | Not published | Form 5500 ↗ |
| 2024 | 888 | $40.4M | $1.8M | $4,031 | 0.01% | Not published | Form 5500 ↗ |
| 2023 | 869 | $34.7M | $1.8M | $3,944 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 857 | $27.8M | $1.3M | $2,988 | 0.06% | Not published | Form 5500 ↗ |
| 2021 | 811 | $29.9M | $1.2M | $2,949 | 0.01% | Not published | Form 5500 ↗ |
Other St. Louis Cardinals plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Major League Baseball Pension Plan for Non-Uniformed Personnel
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Grant Thornton LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does St. Louis Cardinals match 401(k) contributions?
The match terms for the St. Louis Cardinals Savings Plan have not been published from its filing yet. The plan year 2025 filing reports $2.1M in employer contributions, about $4,341 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the St. Louis Cardinals 401(k) match vested?
The vesting schedule for the St. Louis Cardinals Savings Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the St. Louis Cardinals 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Merrill Lynch, Pierce, Fenner and S. The plan administrator is St. Louis Cardinals, LLC.
I left St. Louis Cardinals. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (St. Louis Cardinals, LLC, (314) 345-9469) or the recordkeeper, Merrill Lynch, Pierce, Fenner and S. The St. Louis Cardinals old 401(k) page lists the contacts from every plan filing. Find an old St. Louis Cardinals 401(k)
Data from the public Form 5500 annual reports St. Louis Cardinals filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with St. Louis Cardinals. Not financial advice. Report a correction · Methodology