State Street 401(k) match, vesting and fees
What State Street's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Ernst & Young LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 26 defined-contribution plans in management of companies and enterprises with 10,000 to 49,999 participants.
| State Street: employer contribution per participant | $4,646 | |
| Peer median | $2,647 |
| State Street: average balance | $307,139 | |
| Peer median | $122,788 |
| State Street: admin expenses ÷ assets | 0.04% | |
| Peer median | 0.06% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $5.7B at the end of plan year 2023 to $6.5B at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 21,533 | $6.5B | $98.8M | $4,646 | 0.04% | Not published | Form 5500 ↗ |
| 2023 | 21,964 | $5.7B | $96.2M | $4,509 | 0.04% | Not published | Form 5500 ↗ |
Other State Street plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
State Street Retirement Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fid Inv Inst Ops Co | Schedule C ↗ |
| Independent auditor | Ernst & Young, LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does State Street match 401(k) contributions?
The match terms for the State Street Salary Savings Program have not been published from its filing yet. The plan year 2024 filing reports $98.8M in employer contributions, about $4,646 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the State Street 401(k) match vested?
The vesting schedule for the State Street Salary Savings Program is not in the data published so far. Your Summary Plan Description states it.
Who manages the State Street 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Investments Institutional. The plan administrator is State Street Corporation.
I left State Street. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (State Street Corporation, (617) 664-8005) or the recordkeeper, Fidelity Investments Institutional. The State Street old 401(k) page lists the contacts from every plan filing. Find an old State Street 401(k)
Data from the public Form 5500 annual reports State Street filed with the U.S. Department of Labor (plan years 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with State Street. Not financial advice. Report a correction · Methodology