Steamfitters Local 439 401(k) match, vesting and fees
What Steamfitters Local 439's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Ekon Benefits | Schedule C ↗ |
| Independent auditor | Anders Minkler Huber & Helm LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,874 defined-contribution plans in construction with 100 to 499 participants.
| Steamfitters Local 439: employer contribution per participant | $6,675 | |
| Peer median | $2,411 |
| Steamfitters Local 439: average balance | $221,367 | |
| Peer median | $61,921 |
| Steamfitters Local 439: admin expenses ÷ assets | 0.21% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $37.2M at the end of plan year 2021 to $41.8M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 189 | $41.8M | $1.3M | $6,675 | 0.21% | Not published | Form 5500 ↗ |
| 2023 | 185 | $37.9M | $1.5M | $8,216 | 0.21% | Not published | Form 5500 ↗ |
| 2022 | 186 | $31.5M | $1.3M | $6,963 | 0.20% | Not published | Form 5500 ↗ |
| 2021 | 174 | $37.2M | $1.3M | $7,423 | 0.15% | Not published | Form 5500 ↗ |
Other Steamfitters Local 439 plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Steamfitters Local 439 Pension Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Ekon Benefits | Schedule C ↗ |
| Independent auditor | Anders Minkler Huber & Helm LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Active | Form 5500 ↗ |
Common questions
Does Steamfitters Local 439 match 401(k) contributions?
The match terms for the Steamfitters Local 439 Supplemental Retirement Trust have not been published from its filing yet. The plan year 2024 filing reports $1.3M in employer contributions, about $6,675 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Steamfitters Local 439 401(k) match vested?
The vesting schedule for the Steamfitters Local 439 Supplemental Retirement Trust is not in the data published so far. Your Summary Plan Description states it.
Who manages the Steamfitters Local 439 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Ekon Benefits. The plan administrator is Steamfitters Local 439.
I left Steamfitters Local 439. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Steamfitters Local 439, (618) 624-6096) or the recordkeeper, Ekon Benefits. The Steamfitters Local 439 old 401(k) page lists the contacts from every plan filing. Find an old Steamfitters Local 439 401(k)
Data from the public Form 5500 annual reports Steamfitters Local 439 filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Steamfitters Local 439. Not financial advice. Report a correction · Methodology