Steel Warehouse 401(k) match, vesting and fees
What Steel Warehouse's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Kruggel Lawton Cpa (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 434 defined-contribution plans in manufacturing with 1,000 to 4,999 participants.
| Steel Warehouse: employer contribution per participant | $1,503 | |
| Peer median | $2,591 |
| Steel Warehouse: average balance | $76,437 | |
| Peer median | $102,504 |
| Steel Warehouse: admin expenses ÷ assets | 0.19% | |
| Peer median | 0.11% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $125M at the end of plan year 2021 to $134M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 1,964 | $134M | $2.6M | $1,503 | 0.19% | Not published | Form 5500 ↗ |
| 2024 | 2,278 | $128M | $628K | $308 | 0.36% | Not published | Form 5500 ↗ |
| 2023 | 2,141 | $118M | $3.5M | $1,871 | — | Not published | Form 5500 ↗ |
| 2022 | 2,887 | $107M | $3.1M | $1,544 | 0.12% | Not published | Form 5500 ↗ |
| 2021 | 2,134 | $125M | $4.1M | $2,199 | 0.33% | Not published | Form 5500 ↗ |
Other Steel Warehouse plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Steel Warehouse Co LLC 401k Plan for Bargaining Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Investments Institutional | Schedule C ↗ |
| Independent auditor | Kruggel Lawton Cpa (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
Common questions
Does Steel Warehouse match 401(k) contributions?
The match terms for the Steel Warehouse, Lock Joint Tube and Sfi Consolidated Profit Sharing Plan have not been published from its filing yet. The plan year 2025 filing reports $2.6M in employer contributions, about $1,503 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Steel Warehouse 401(k) match vested?
The vesting schedule for the Steel Warehouse, Lock Joint Tube and Sfi Consolidated Profit Sharing Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Steel Warehouse 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Steel Warehouse Company LLC.
I left Steel Warehouse. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Steel Warehouse Company LLC, (574) 236-5114) or the recordkeeper, Fidelity Investments Institutional. The Steel Warehouse old 401(k) page lists the contacts from every plan filing. Find an old Steel Warehouse 401(k)
Data from the public Form 5500 annual reports Steel Warehouse filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Steel Warehouse. Not financial advice. Report a correction · Methodology