Stein Garden Centers 401(k) match, vesting and fees

Plan year 2025 filingStein Garden Centers, Inc. 401(k) Plan · Plan 001 · EIN 39-0965827Updated Oct 2026

What Stein Garden Centers' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $241K in employer contributions, about $1,107 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$76,904
Average account balance
326
Participants (end of year)
$16.8M
Plan assets (end of year)
0.55%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperTransamerica Retirement SolutionsSchedule C ↗
Independent auditorChortek LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.

Stein Garden Centers: employer contribution per participant$1,107
Peer median$1,247
Stein Garden Centers: average balance$76,904
Peer median$56,979
Stein Garden Centers: admin expenses ÷ assets0.55%
Peer median0.43%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $16M at the end of plan year 2021 to $16.8M at the end of plan year 2025.

$16M2021$13.7M2022$14.3M2023$15.3M2024$16.8M2025
End-of-year figures from each plan year's Form 5500 filing for the Stein Garden Centers plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
2025326$16.8M$241K$1,1070.55%Not publishedForm 5500 ↗
2024306$15.3M$255K$1,1540.57%Not publishedForm 5500 ↗
2023285$14.3M$258K$1,2130.50%Not publishedForm 5500 ↗
2022265$13.7M$264K$1,2790.39%Not publishedForm 5500 ↗
2021299$16M$258K$1,1640.41%Not publishedForm 5500 ↗

Common questions

Does Stein Garden Centers match 401(k) contributions?

The match terms for the Stein Garden Centers, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $241K in employer contributions, about $1,107 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Stein Garden Centers 401(k) match vested?

The vesting schedule for the Stein Garden Centers, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Stein Garden Centers 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Transamerica Retirement Solutions. The plan administrator is Stein Garden Centers, Inc..

I left Stein Garden Centers. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Stein Garden Centers, Inc., (414) 761-5404) or the recordkeeper, Transamerica Retirement Solutions. The Stein Garden Centers old 401(k) page lists the contacts from every plan filing. Find an old Stein Garden Centers 401(k)

Data from the public Form 5500 annual reports Stein Garden Centers filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Stein Garden Centers. Not financial advice. Report a correction · Methodology