Step One Automotive Group 401(k) match, vesting and fees
What Step One Automotive Group's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Stancorp Financial Group | Schedule C ↗ |
| Independent auditor | Hendersonhutcherson&Mccullough PLLC (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 1,080 defined-contribution plans in retail trade with 100 to 499 participants.
| Step One Automotive Group: employer contribution per participant | $425 | |
| Peer median | $1,247 |
| Step One Automotive Group: average balance | $38,430 | |
| Peer median | $56,979 |
| Step One Automotive Group: admin expenses ÷ assets | 0.18% | |
| Peer median | 0.43% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $6.2M at the end of plan year 2021 to $6.5M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 380 | $6.5M | $71K | $425 | 0.18% | Not published | Form 5500 ↗ |
| 2024 | 530 | $7M | $15K | $60 | 0.20% | Not published | Form 5500 ↗ |
| 2023 | 636 | $7.3M | $308K | $1,573 | 0.22% | Not published | Form 5500 ↗ |
| 2022 | 666 | $6.2M | $386K | $1,814 | 0.19% | Not published | Form 5500 ↗ |
| 2021 | 491 | $6.2M | $356K | $1,796 | 0.08% | Not published | Form 5500 ↗ |
Common questions
Does Step One Automotive Group match 401(k) contributions?
The match terms for the Step One Automotive Group LLC 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $71K in employer contributions, about $425 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Step One Automotive Group 401(k) match vested?
The vesting schedule for the Step One Automotive Group LLC 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Step One Automotive Group 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Stancorp Financial Group. The plan administrator is Step One Automotive Group LLC.
I left Step One Automotive Group. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Step One Automotive Group LLC, (850) 244-7611) or the recordkeeper, Stancorp Financial Group. The Step One Automotive Group old 401(k) page lists the contacts from every plan filing. Find an old Step One Automotive Group 401(k)
Data from the public Form 5500 annual reports Step One Automotive Group filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Step One Automotive Group. Not financial advice. Report a correction · Methodology