Stepan 401(k) match, vesting and fees
What Stepan's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Inv.Inst.Ops.Co | Schedule C ↗ |
| Independent auditor | Grant Thornton LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 1,619 defined-contribution plans in manufacturing with 1,000 to 4,999 participants.
| Stepan: employer contribution per participant | $4,704 | |
| Peer median | $2,413 |
| Stepan: average balance | $224,044 | |
| Peer median | $86,456 |
| Stepan: admin expenses ÷ assets | 0.03% | |
| Peer median | 0.12% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $427M at the end of plan year 2021 to $395M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 1,798 | $395M | $8.3M | $4,704 | 0.03% | Not published | Form 5500 ↗ |
| 2023 | 1,845 | $389M | $8.3M | $4,574 | 0.02% | Not published | Form 5500 ↗ |
| 2022 | 1,809 | $343M | $7.9M | $4,465 | 0.04% | Not published | Form 5500 ↗ |
| 2021 | 1,768 | $427M | $7.8M | $4,472 | 0.03% | Not published | Form 5500 ↗ |
Other Stepan plans (4)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Stepan Company Employee Stock Ownership Plan II
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Fidelity Inv. Inst. Ops. Co. | Schedule C ↗ |
| Independent auditor | Grant Thornton LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Stepan Company Retirement Plan for Salaried Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Grant Thornton LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Stepan Company Retirement Plan for Millsdale Hourly and Anaheim Hourly Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Independent auditor | Grant Thornton LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Stepan Company Retirement Plan for Maywood Hourly Employees
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Plan type and status | Pension (defined benefit) · Frozen | Form 5500 ↗ |
Common questions
Does Stepan match 401(k) contributions?
The match terms for the Stepan Company Savings and Investment Retirement Plan have not been published from its filing yet. The plan year 2024 filing reports $8.3M in employer contributions, about $4,704 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Stepan 401(k) match vested?
The vesting schedule for the Stepan Company Savings and Investment Retirement Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Stepan 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is Fidelity Inv.Inst.Ops.Co. The plan administrator is Stepan Company.
I left Stepan. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Stepan Company, (847) 446-7500) or the recordkeeper, Fidelity Inv.Inst.Ops.Co. The Stepan old 401(k) page lists the contacts from every plan filing. Find an old Stepan 401(k)
Data from the public Form 5500 annual reports Stepan filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Stepan. Not financial advice. Report a correction · Methodology