Stephens and Smith Construction 401(k) match, vesting and fees
What Stephens and Smith Construction's 401(k) plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | July Business Services LLC | Schedule C ↗ |
| Independent auditor | Buckley & Sitzman LLP (unmodified opinion, limited scope) | Schedule H ↗ |
| Plan type and status | 401(k) · Active | Form 5500 ↗ |
How the plan compares
Plan year 2024 medians for 3,874 defined-contribution plans in construction with 100 to 499 participants.
| Stephens and Smith Construction: employer contribution per participant | $2,160 | |
| Peer median | $2,411 |
| Stephens and Smith Construction: average balance | $58,803 | |
| Peer median | $61,921 |
| Stephens and Smith Construction: admin expenses ÷ assets | 0.42% | |
| Peer median | 0.39% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $11.9M at the end of plan year 2021 to $13.1M at the end of plan year 2024.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2024 | 266 | $13.1M | $482K | $2,160 | 0.42% | Not published | Form 5500 ↗ |
| 2023 | 232 | $11.3M | $328K | $1,471 | 0.29% | Not published | Form 5500 ↗ |
| 2022 | 229 | $9.6M | $350K | $1,638 | 0.37% | Not published | Form 5500 ↗ |
| 2021 | 219 | $11.9M | $273K | $1,434 | 0.43% | Not published | Form 5500 ↗ |
Other Stephens and Smith Construction plans (1)
Each plan files its own Form 5500. Figures are from each plan's latest filing.
Stephens & Smith Construction Co. , Inc. Employee Stock Ownership Plan
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | First International Bank & Trust | Schedule C ↗ |
| Independent auditor | Buckley & Sitzman LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
Common questions
Does Stephens and Smith Construction match 401(k) contributions?
The match terms for the Stephens and Smith Construction 401(k) Plan have not been published from its filing yet. The plan year 2024 filing reports $482K in employer contributions, about $2,160 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Stephens and Smith Construction 401(k) match vested?
The vesting schedule for the Stephens and Smith Construction 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Stephens and Smith Construction 401(k)?
The recordkeeper listed on Schedule C of the plan year 2024 filing is July Business Services LLC. The plan administrator is Stephens and Smith Construction.
I left Stephens and Smith Construction. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Stephens and Smith Construction, (402) 475-8087) or the recordkeeper, July Business Services LLC. The Stephens and Smith Construction old 401(k) page lists the contacts from every plan filing. Find an old Stephens and Smith Construction 401(k)
Data from the public Form 5500 annual reports Stephens and Smith Construction filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Stephens and Smith Construction. Not financial advice. Report a correction · Methodology