Stewart's Shops retirement plan: assets, participants and fees
What Stewart's Shops' retirement plan plan says about matching contributions
Plan features
Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.
| Recordkeeper | Charles Schwab Trust Bank | Schedule C ↗ |
| Independent auditor | Bst & Co. Cpa'S LLP (unmodified opinion) | Schedule H ↗ |
| Plan type and status | Retirement · Active | Form 5500 ↗ |
How the plan compares
Plan year 2025 medians for 25 defined-contribution plans in retail trade with 5,000 to 9,999 participants.
| Stewart's Shops: employer contribution per participant | $6,411 | |
| Peer median | $1,062 |
| Stewart's Shops: average balance | $179,601 | |
| Peer median | $57,877 |
| Stewart's Shops: admin expenses ÷ assets | 0.02% | |
| Peer median | 0.13% |
Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.
Plan history
Plan assets went from $742M at the end of plan year 2021 to $925M at the end of plan year 2025.
| Plan year | Participants | Assets | Employer contributions | Per participant | Admin expense ratio | Match formula | Filing |
|---|---|---|---|---|---|---|---|
| 2025 | 5,246 | $925M | $33M | $6,411 | 0.02% | Not published | Form 5500 ↗ |
| 2024 | 4,887 | $897M | $26M | $5,422 | 0.02% | Not published | Form 5500 ↗ |
| 2023 | 4,758 | $850M | $29.1M | $6,237 | 0.01% | Not published | Form 5500 ↗ |
| 2022 | 4,619 | $782M | $19M | $4,184 | 0.01% | Not published | Form 5500 ↗ |
| 2021 | 4,441 | $742M | $21M | $4,803 | 0.01% | Not published | Form 5500 ↗ |
Common questions
Does Stewart's Shops match 401(k) contributions?
The match terms for the Stewart'S Shops Corp Employee Stock Ownership Plan have not been published from its filing yet. The plan year 2025 filing reports $33M in employer contributions, about $6,411 per participant. That total includes any match and profit-sharing; it is not a match formula.
When is the Stewart's Shops 401(k) match vested?
The vesting schedule for the Stewart'S Shops Corp Employee Stock Ownership Plan is not in the data published so far. Your Summary Plan Description states it.
Who manages the Stewart's Shops 401(k)?
The recordkeeper listed on Schedule C of the plan year 2025 filing is Charles Schwab Trust Bank. The plan administrator is Stewart'S Shops Corp.
I left Stewart's Shops. How do I find my old 401(k)?
Your account stays in the plan until you move it. Contact the plan administrator (Stewart'S Shops Corp, (518) 581-1200) or the recordkeeper, Charles Schwab Trust Bank. The Stewart's Shops old 401(k) page lists the contacts from every plan filing. Find an old Stewart's Shops 401(k)
Data from the public Form 5500 annual reports Stewart's Shops filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Stewart's Shops. Not financial advice. Report a correction · Methodology