Sti Holdings 401(k) match, vesting and fees

Plan year 2025 filingSti Holdings, Inc. 401(k) Plan · Plan 004 · EIN 39-0981383Updated Oct 2026

What Sti Holdings' 401(k) plan says about matching contributions

The match terms have not been published from this plan's filing yet.
The plan year 2025 filing reports $869K in employer contributions, about $362 per participant. That total includes any match and profit-sharing; it is not a match formula. Plan year 2025 Form 5500 ↗
$19,914
Average account balance
2,501
Participants (end of year)
$47.8M
Plan assets (end of year)
0.47%
Admin expenses ÷ assets

Plan features

Match, vesting and enrollment details have not been published from this plan's audit report yet. The figures below come from the structured filing.

RecordkeeperFidelity Investments InstitutionalSchedule C ↗
Independent auditorWipfli LLP (unmodified opinion, limited scope)Schedule H ↗
Plan type and status401(k) · ActiveForm 5500 ↗

How the plan compares

Plan year 2025 medians for 434 defined-contribution plans in manufacturing with 1,000 to 4,999 participants.

Sti Holdings: employer contribution per participant$362
Peer median$2,591
Sti Holdings: average balance$19,914
Peer median$102,504
Sti Holdings: admin expenses ÷ assets0.47%
Peer median0.11%

Admin expenses are the plan's reported administrative expenses divided by its assets; they do not include fund expense ratios.

Plan history

Plan assets went from $37.3M at the end of plan year 2021 to $47.8M at the end of plan year 2025.

$37.3M2021$31.8M2022$38M2023$41.8M2024$47.8M2025
End-of-year figures from each plan year's Form 5500 filing for the Sti Holdings plan.
Plan yearParticipantsAssetsEmployer contributionsPer participantAdmin expense ratioMatch formulaFiling
20252,501$47.8M$869K$3620.47%Not publishedForm 5500 ↗
20242,194$41.8M$844K$3940.45%Not publishedForm 5500 ↗
20232,155$38M$894K$4580.48%Not publishedForm 5500 ↗
20221,666$31.8M$602K$3950.49%Not publishedForm 5500 ↗
20211,504$37.3M$493K$3420.37%Not publishedForm 5500 ↗

Common questions

Does Sti Holdings match 401(k) contributions?

The match terms for the Sti Holdings, Inc. 401(k) Plan have not been published from its filing yet. The plan year 2025 filing reports $869K in employer contributions, about $362 per participant. That total includes any match and profit-sharing; it is not a match formula.

When is the Sti Holdings 401(k) match vested?

The vesting schedule for the Sti Holdings, Inc. 401(k) Plan is not in the data published so far. Your Summary Plan Description states it.

Who manages the Sti Holdings 401(k)?

The recordkeeper listed on Schedule C of the plan year 2025 filing is Fidelity Investments Institutional. The plan administrator is Sti Holdings, Inc..

I left Sti Holdings. How do I find my old 401(k)?

Your account stays in the plan until you move it. Contact the plan administrator (Sti Holdings, Inc., (608) 877-7966) or the recordkeeper, Fidelity Investments Institutional. The Sti Holdings old 401(k) page lists the contacts from every plan filing. Find an old Sti Holdings 401(k)

Data from the public Form 5500 annual reports Sti Holdings filed with the U.S. Department of Labor (plan years 2021 and 2022 and 2023 and 2024 and 2025) and, where noted, the attached independent auditor's report. Plan terms may have changed since the filing; check your current Summary Plan Description. PlanFacts is not affiliated with Sti Holdings. Not financial advice. Report a correction · Methodology